Should I Get a Debt Consolidation Loan?

A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.

8 min read

How Do Credit Card Companies Make Money?

Credit card companies make money by charging interest on account balances and by levying an array of fees on both cardholders and merchants. These fees may apply to a variety of transactions, though these conditions can vary widely from one credit card offer to the next. But how do these sources of revenue translate into the enormous profits enjoyed by the major credit card networks and card issuers? Read on to find out exactly how credit card companies make money and how you can keep more of your money in your pocket.

5 min read

Ten Ways to Protect Yourself Against Credit Card Fraud

Your credit card company uses a variety of strategies to protect you against credit card fraud. But of course, it still happens. In fact, in 2021 alone, there were over 400,000 cases of credit card fraud reported to authorities. This means that, as a cardholder, you must take every added precaution to protect yourself. Read on for 10 ways to protect yourself from credit card fraud.

8 min read

How Credit Card Companies Protect Users and Prevent Fraud

Credit card companies have a responsibility to protect their cardholders from identity theft, credit card theft, and other forms of fraud that could saddle you with charges, harm your purchasing power and damage your credit score. Read on and find out what type of fraud protection, prevention, and support you should seek out from your credit card provider.

8 min read

Ten Ways to Save on a Disney Vacation

A Disney vacation is expensive. But, there are ways to save. In fact, considering how much Disney costs these days, you’ll want to take advantage of every possible opportunity to cut costs where you can. Read on and check out these 10 ways to save money on your trip to Disney.

8 min read

How to Pay Off Credit Card Debt

Credit card debt can drag you down financially. The bigger your debt, the more money you’ll waste on interest payments. Not only that, but your higher debt credit utilization ratio will negatively impact your credit score, which can make the cost of borrowing higher when it comes time to lease a car, purchase a home or take out a small business loan. Fortunately, there are a few strategies for reducing your credit card debt burden.

6 min read

How to Get Student Discounts

College is expensive, so every little way you can save money is worth a shot. Enter that incredible innovation known as the student discount. There are tons of businesses and retailers out there who want to help. We’ve got your primer on getting student discounts here. We’ll start with a look at the best ways to ensure you maximize your student discount opportunities and we’ll follow with a look at the types of consumer items and establishments where these discounts often apply.

10 min read