How To Budget

While vital to financial success, budgeting is a topic that makes many people cringe. The popular notion seems to be that tracking income and expenses are far too difficult for the average person or household. But learning how to budget is easier than you might expect. There are a few basic principles that back every […]

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2020-2021 Tax Brackets and Federal Income Tax Rates Explained

With tax season approaching, you should begin thinking about filing your taxes. The 2021 federal income tax rates have changed, so you should know where you land, and how your tax bracket will affect your return. For taxes that you must file in April 2021 or in October (with an extension), you will land in […]

7 min read

The Creation of Money

1 What is Money? How to use money that already exists? That’s easy. How to create money in the first place? That’s more complicated. This article will explain how money comes into existence. It will also explain how the different ways money comes into existence affects its use and abuse. First, a brief definition of […]

46 min read

Bitcoin: Once A Diamond In The Rough, Now A Treasure

Share this graphic on your site! Source: Expensivity By mid-February 2021, Bitcoin hit an all-time high of over $53,000 — To understand where cryptocurrency is today and where it’s headed, an overview of its tumultuous history is in order The Meteoric — And Bumpy — Rise Of Cryptocurrency The Rises & Falls Of Bitcoin 2009: […]

3 min read

Get Shorty! A New Era of Retail Trader “Rebellions”?

The Retail Trader “Rebellion” of January ’21 was, in itself, a short-lived affair. The concern that it would send the markets into a chaotic downward spiral that would extend through February proved false. The only residue left of the meteoric rise of stocks like Gamestop (GME) and AMC is their mildly elevated trading levels from […]

19 min read

History and Background of the Social Security Act of 1935

Economic security is important to everyone, but for centuries, people who were economically disadvantaged had little to protect them from serious problems like hunger and homelessness. Often, some of the poorest citizens in a society were the elderly, who could no longer work to support themselves. This problem was always worse in difficult economic times, […]

3 min read

How to Choose a Financial Advisor

A financial advisor can be crucial to the optimization of your current state of finances. Regardless of your present financial situation, a financial advisor can be useful. Choosing a financial advisor shouldn’t be a complicated process, and that’s why we are here to help. What Is a Financial Advisor? A financial advisor will meet with […]

6 min read

Stack of coins

Money and Finance Lessons for Homeschooling

Learning about how to get and use money is something that you should start doing as early as possible, long before you have a job. If you learn about managing money, a skill called financial literacy, it will be much easier for you to be happy and successful when you’re grown up and have to […]

3 min read

Economist Milton Friedman: History and Theories

I grew up with an interest in economics because my father was an economics professor. One of the lights in his intellectual firmament was Milton Friedman (1912-2006), who won the Nobel Prize in economics in 1976 for his work “in the fields of consumption analysis, monetary history and theory, and for his demonstration of the […]

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