100 Money Hacks That Will Make You A Millionaire

So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]

6 min read

How to Apply for a Personal Loan

A personal loan is a line of credit that is taken out through a lender, which is paid back in pre-agreed upon monthly payments until the loan principal and loan’s interest is paid back in full. However, unlike a more traditional loan (such as a mortgage loan or an auto loan), a personal loan isn’t […]

19 min read

A Strategy for Trading Options on Index ETFs

Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]

51 min read

A Guide to Restructuring, Refinancing, and Consolidating Your Debt

Whether you can or should restructure your debt or refinance your debt will depend on your unique financial situation, your specific needs, and what options are actually viable for you based on your circumstances (such as your lender(s), how much debt you have, and other factors). Not every debt will be able to be restructured, […]

15 min read

The Wealth Tax Made Clear

Bruce L. Gordon, Ph.D. The Wealth Tax in Plain English What would it mean for the government to impose a wealth tax? In the broadest sense, a wealth tax is imposed on everything that you own. Such taxes are often reserved for those the government deems to be “wealthy.” This can be an individual or […]

24 min read

How to Manage Money Effectively

“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.”  Benjamin Franklin The Financial Literacy Problem in America  Despite […]

41 min read