While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you're looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.
Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
Cryptocurrency matters to the average person even though most people don’t own any crypto(currency). Why does it matter? Because crypto is transforming the world of money and finance, and everyone has a stake in that world. The average person therefore needs a good basic grasp of crypto and why it is important. It’s not enough, […]
A fixer-upper can be a great investment as long as you know what you’re getting. Here, we discuss the best strategy for finding the right work-in-progress home along with a look at the Pros and Cons of Buying a Fixer-upper.
Getting a new home is a pretty big decision, so you obviously want to consider all of your options first. You’ve probably also noticed just how competitive the housing market is these days. If you find your dream house on the market, there’s a pretty good chance that dozens of others also think they’ve found their dream home. So wouldn’t it just be easier to build your own home? Well, if you’re looking for a home that checks off every box on your wishlist, it might be preferable to design, contract out, and build your perfect dream house. But it might not necessarily be the most affordable option and certainly isn’t the easiest way to get a new home.
Bad credit can seriously derail your dreams of home ownership. Your credit rating will be a key figure used by mortgage lenders as they evaluate your ability to repay a home loan. Your credit rating will play an important role in determining both the total sum of the loan banks are willing to provide you for a new home and the interest rate that you’ll pay each month on top of your original loan. For those with poor credit, buying a home may even feel like an impossibility. But there are actually home loans designed to assist prospective buyers with bad credit.
What is cryptocurrency? Should cryptocurrency be part of your investment strategy? We cut through a lot of the hype and complexity surrounding cryptocurrency so that you can understand the risks, the benefits, and the opportunities in this emergent system of alternative currency and exchange. In the simplest terms, crypto tokens are virtual currencies that can be used to make transactions without passing through conventional centralized financial entities or institutions like banks, stockbrokers or exchanges. The idea behind this decentralized financial (DeFi) system is to create a form of financial transaction that is at once more secure and transparent than traditional finance and, simultaneously, more private, more accessible, and less beholden to fees or regulations than traditional finance.
You’re expecting a baby. Congratulations! When it comes to parenthood, there’s a lot to look forward to. Because having a child is expensive, there’s also a lot to think about. In fact, the cost of raising a child ballooned from $233,610 in 2015 to $267,233 in 2021, according to recent data from the Bureau of […]