What Is a Home Warranty and Do I Need One?

The home warranty is a popular option among home sellers and buyers. A service contract agreement designed to cover some of the routine maintenance and repair costs of home ownership, the home warranty sounds like a great idea—a prepaid source of protection against the inevitable appliance failures and plumbing mishaps that happen when you own a home. But is a home warranty worth it? Do you actually get your money’s worth out of this arrangement? And how does it really work? Read on and find out if a home warranty is right for you.

10 min read

Money Insurance Shopping

Ten Ways to Save Money On Your Healthcare Expenses

Americans spend more on healthcare than the citizens of any other nation, and it’s not even close. Not only do we spend more, but the cost continues to go up. Fortunately, there are some strategies you can employ to preempt, lower, or offset your healthcare expenses. With a comprehensive understanding of your coverage and careful decision making, you may be able to reduce your healthcare costs without sacrificing the quality or immediacy of your care.

11 min read

Business Insurance

What Kind of Insurance Do Small Businesses Need?

You’ve poured your heart and soul into your business, why not protect it? The best way to do so is through insurance coverage, but what kind of insurance do small businesses need? For a small business owner, like you, it’s hard to know which insurance policies are necessary, and which ones you can do without. […]

7 min read

Insurance Life Insurance

5 Tricks For Getting Cheaper Life Insurance

You’ve decided it’s time to take the plunge and buy some life insurance. No matter what point you’re at in life, it really is the responsible decision. Even so, there’s no reason to pay any more than you have to for that life insurance coverage. Are highly monthly premiums a foregone conclusion? We’re here to […]

6 min read

Insurance Life Insurance

How To Know How Much Life Insurance To Buy

When it comes time to buy a life insurance policy, the decision to purchase is only the first of many choices consumers need to make. Other considerations include what kind of policy suits both the present and future financial needs of the individual and their family, as well as how much that life insurance policy […]

6 min read

Insurance Life Insurance

5 Key Tips For Buying Life Insurance

Do you have “buy life insurance” on the top of your to-do list, but are you unsure where to begin? You’re not alone. Life insurance is on the mind of more people than ever, according to the most recent Insurance Barometer Study from LIMRA, the Life Insurance Marketing, and Research Association. Because of uncertainty in […]

6 min read

Insurance Car Insurance

How To Know How Much Car Insurance To Buy

Are you the kind of person that does everything by the book, following all the rules? Or instead, are you the type that’s always looking for a deal, never signing on the bottom line until you’re certain it’s getting the best price possible? When it comes time to buy car insurance — which drivers are […]

6 min read

Insurance Car Insurance

5 Tricks For Getting Cheaper Car Insurance

Car insurance is just a fact of life for an automobile owner. In all but two American states, drivers are required by law to carry a car insurance policy, and typical fines for driving without insurance can vary anywhere from $75 to $5,000 depending on where you live. If following an accident your case should […]

6 min read

Car Insurance Insurance

5 Key Tips For Buying Car Insurance

Along with gasoline, seatbelts, and oil, when it comes to automobile ownership, car insurance is an absolute necessity. In all but two of the fifty states, in fact — Virginia and North Carolina — car insurance is a legal requirement! Buying car insurance, though, is a little like a balancing act: You want more than […]

6 min read

Insurance

Who Should Buy Life Insurance and Which Kind is Best?

Purchasing a life insurance policy is a big decision. And like any big decision, it’s best to break down that decision-making process into small chunks. When taken individually, these small parts will add up to the best choice for you and your individual circumstances. In this article, we’ll lay the framework for answering two of […]

6 min read

Insurance

What is the Best Age to Buy Life Insurance?

Buying life insurance is an important thing to do, and picking the right life insurance policy is a big decision. If you’re young, it’s easy to think — I have time for that later. At my age, do I really need life insurance? And what is the best age to buy life insurance, anyway? Should […]

6 min read

Insurance

Is Life Insurance a Good Investment?

Everyone seems to be after a chunk of our money these days, including life insurance companies. For this reason, it’s natural to wonder: Is life insurance a good investment? Everyone says you need it, but is it really worth it? Before signing on the dotted line with a life insurance company, those are good questions […]

6 min read

Insurance

5 Reasons You Should Get Life Insurance

There are a number of things to think about and to prepare for as we age: finishing college, managing debt, securing adequate housing, and working somewhere fulfilling and saving for the future, to name just a few. And maybe for you, that list includes finding love and starting a family — even if that family […]

6 min read

Insurance

10 Mistakes People Make When Buying Life Insurance

Buying life insurance is some serious adulting. Trust us when we say you won’t regret it — no matter how old you are! Avoid these 10 mistakes people make when buying life insurance and get the most from your life insurance. We did the research so you don’t have to. 10 Mistakes People Make When […]

8 min read

Money Insurance Investing Loans

20 Financial Decisions All New Parents Need To Think About

You’re expecting a baby. Congratulations! When it comes to parenthood, there’s a lot to look forward to. Because having a child is expensive, there’s also a lot to think about. In fact, the cost of raising a child ballooned from $233,610 in 2015 to $267,233 in 2021, according to recent data from the Bureau of […]

14 min read

Insurance

5 Reasons to Buy Pet Insurance for Your Dog or Cat

We adore our furry four-legged friends. They sleep with us. They sometimes eat with us. We take them on family vacations. But as any pet owner knows, when it comes to our beloved feline and canine companions, accidents happen and health issues arise. You’d do anything to help them feel better or to alleviate their […]

6 min read

Money Insurance

Ladder Life Insurance Review

Who better to purchase a life insurance policy from than a company founded by an individual who experienced the benefits of life insurance firsthand? Ladder, an online third-party administrator of life insurance policies affiliated with both Allianz Life Insurance Company of New York and Fidelity Security Life, is one such company. Jamie Hale, the CEO […]

6 min read