The home warranty is a popular option among home sellers and buyers. A service contract agreement designed to cover some of the routine maintenance and repair costs of home ownership, the home warranty sounds like a great idea—a prepaid source of protection against the inevitable appliance failures and plumbing mishaps that happen when you own a home. But is a home warranty worth it? Do you actually get your money’s worth out of this arrangement? And how does it really work? Read on and find out if a home warranty is right for you.
Americans spend more on healthcare than the citizens of any other nation, and it’s not even close. Not only do we spend more, but the cost continues to go up. Fortunately, there are some strategies you can employ to preempt, lower, or offset your healthcare expenses. With a comprehensive understanding of your coverage and careful decision making, you may be able to reduce your healthcare costs without sacrificing the quality or immediacy of your care.
You’ve poured your heart and soul into your business, why not protect it? The best way to do so is through insurance coverage, but what kind of insurance do small businesses need? For a small business owner, like you, it’s hard to know which insurance policies are necessary, and which ones you can do without. […]
You’ve decided it’s time to take the plunge and buy some life insurance. No matter what point you’re at in life, it really is the responsible decision. Even so, there’s no reason to pay any more than you have to for that life insurance coverage. Are highly monthly premiums a foregone conclusion? We’re here to […]
When it comes time to buy a life insurance policy, the decision to purchase is only the first of many choices consumers need to make. Other considerations include what kind of policy suits both the present and future financial needs of the individual and their family, as well as how much that life insurance policy […]
Do you have “buy life insurance” on the top of your to-do list, but are you unsure where to begin? You’re not alone. Life insurance is on the mind of more people than ever, according to the most recent Insurance Barometer Study from LIMRA, the Life Insurance Marketing, and Research Association. Because of uncertainty in […]
Are you the kind of person that does everything by the book, following all the rules? Or instead, are you the type that’s always looking for a deal, never signing on the bottom line until you’re certain it’s getting the best price possible? When it comes time to buy car insurance — which drivers are […]
Car insurance is just a fact of life for an automobile owner. In all but two American states, drivers are required by law to carry a car insurance policy, and typical fines for driving without insurance can vary anywhere from $75 to $5,000 depending on where you live. If following an accident your case should […]
Along with gasoline, seatbelts, and oil, when it comes to automobile ownership, car insurance is an absolute necessity. In all but two of the fifty states, in fact — Virginia and North Carolina — car insurance is a legal requirement! Buying car insurance, though, is a little like a balancing act: You want more than […]
Purchasing a life insurance policy is a big decision. And like any big decision, it’s best to break down that decision-making process into small chunks. When taken individually, these small parts will add up to the best choice for you and your individual circumstances. In this article, we’ll lay the framework for answering two of […]