America’s love story with pizza is 75 years old – and Americans started flirting with pizza pie well over a century ago. Lombardi’s, in New York City, is most commonly cited as America’s first pizzeria – this Little Italy joint opened in 1905. Pizza-chomping Italians had entered the States before the turn of the 20th […]
4 min read
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Using a personal loan to consolidate high-interest debt or simply make a big purchase has many advantages, not least of which, personal loans typically offer much lower interest rates than a credit card. For this reason, loans of this sort are a great way to consolidate debt into one convenient monthly payment or to make […]
6 min read
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
Thinking of buying a new vehicle? Then you’re probably asking yourself how much car insurance do I need? Car insurance is a simple enough concept, but once you start considering all the options and types of coverage available, it can get overwhelming. Here is a helpful guide if you want to shop for car insurance […]
12 min read
A personal loan is an unsecured loan that you promise to pay back within a certain amount of time with monthly installments. In return, the lender gives you a fixed rate of interest along with a set time period for repayment. Personal loans come with a higher rate of interest than other sources of funding, but […]
12 min read
1 Rat Poison to an Infinite Power? Poised to radically reconfigure the crypto-asset market, non-fungible tokens, or NFTs, are revolutionizing our conception of money and value, creating not just entirely new markets but even new economies that are able to scale globally and to discover value in undreamt places, relegating to oblivion fiat currencies and […]
53 min read
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Review of Shoshana Zuboff’s The Age of Surveillance Capitalism In setting the stage for this review of Shoshana Zuboff’s remarkable book, a brief selective history of the field of artificial intelligence will be helpful, especially in recalling the pioneering work of Norbert Wiener. “Artificial intelligence” (AI) is in common usage today, but the term is […]
11 min read
If you want to become super-rich, what are the best schools to attend? The simplest way to answer this question is to look at the richest people in the US and see where they went to school. In other words, look at the schools that got the most foot traffic from those who ended up […]
8 min read
The Retail Trader “Rebellion” of January ’21 was, in itself, a short-lived affair. The concern that it would send the markets into a chaotic downward spiral that would extend through February proved false. The only residue left of the meteoric rise of stocks like Gamestop (GME) and AMC is their mildly elevated trading levels from […]
19 min read
Actual or not, fraud is widely perceived to have affected the 2020 Presidential election in the United States Bank fraud and election fraud have relevant similarities Banking cybersecurity techniques are applicable to election security Expensivity’s proposal for a Cryptosecure Election Protocol (CEP) would secure the electoral process With 2020 delivering perhaps the most contentious presidential […]
51 min read
A personal loan is an unsecured loan that you promise to pay back within a certain amount of time with monthly installments. In return, the lender gives you a fixed rate of interest along with a set time period for repayment. Personal loans come with a higher rate of interest than other sources of funding, but […]
12 min read
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The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
When the words “tax haven” are uttered, the Cayman Islands are one of the first locations that come to mind. The Caymans are one of the most well-known tax havens on the planet. [NOTE: This article is a chapter in ourComprehensive Guide to Tax Havens.] The Tax-Free Caymanian Life Table of Contents Tax Laws in […]
7 min read
At Expensivity, as our name implies, we’re concerned with the gravity of how expensive things are. This isn’t just at the top end of the scale, but at the bottom end too. One of the most grievously expensive monstrosities at the bottom end of the financial scale is the “payday loan.” It is the province […]
12 min read
Extending from western Europe into the Caucasus, countries as diverse as Switzerland and the Republic of Georgia host a variety of tax havens. These countries provide a refuge from income taxes, capital gains taxes, and corporate taxes. In consequence, they have attracted a variety of tax refugees, including large companies and private investors, seeking to […]
24 min read
While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]
32 min read
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“Income” generally refers to funds paid to a business or a person providing a service, manufacturing or selling a good, or received through ownership of an investment. When people think about generating income, they mostly consider active ways of doing so through a job or self-employment. But is there another technique that would allow you […]
4 min read
Owning real estate has historically generated impressive returns for some wise (and fortunate) investors. But how do real estate investments compare to other investments available in the stock market? Comparing a long or short-term investment in real estate to a stock market investment can be a bit tricky. This is mainly because it can be […]
11 min read
The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
1 Rat Poison to an Infinite Power? Poised to radically reconfigure the crypto-asset market, non-fungible tokens, or NFTs, are revolutionizing our conception of money and value, creating not just entirely new markets but even new economies that are able to scale globally and to discover value in undreamt places, relegating to oblivion fiat currencies and […]
53 min read
While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]
32 min read
Read More
“Income” generally refers to funds paid to a business or a person providing a service, manufacturing or selling a good, or received through ownership of an investment. When people think about generating income, they mostly consider active ways of doing so through a job or self-employment. But is there another technique that would allow you […]
4 min read
Owning real estate has historically generated impressive returns for some wise (and fortunate) investors. But how do real estate investments compare to other investments available in the stock market? Comparing a long or short-term investment in real estate to a stock market investment can be a bit tricky. This is mainly because it can be […]
11 min read
The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
1 Rat Poison to an Infinite Power? Poised to radically reconfigure the crypto-asset market, non-fungible tokens, or NFTs, are revolutionizing our conception of money and value, creating not just entirely new markets but even new economies that are able to scale globally and to discover value in undreamt places, relegating to oblivion fiat currencies and […]
53 min read
A personal loan is an unsecured loan that you promise to pay back within a certain amount of time with monthly installments. In return, the lender gives you a fixed rate of interest along with a set time period for repayment. Personal loans come with a higher rate of interest than other sources of funding, but […]
12 min read
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Getting a job to earn money during your teen years is a good idea for several reasons. First, you can learn valuable skills and acquire valuable knowledge while you’re working. You can gain experience in everything from technical skills like how to use computer software or operate a cash register, to communication and customer service […]
3 min read
While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]
32 min read
The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
1 Rat Poison to an Infinite Power? Poised to radically reconfigure the crypto-asset market, non-fungible tokens, or NFTs, are revolutionizing our conception of money and value, creating not just entirely new markets but even new economies that are able to scale globally and to discover value in undreamt places, relegating to oblivion fiat currencies and […]
53 min read
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
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In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to discuss falls more in […]
50 min read
When it comes to your money, a financial calculator is an invaluable tool. A financial calculator can help you with mortgages, saving for retirement, day to day budgeting, and a lot more.
18 min read
Downloading the right apps can make your smartphone one of your most reliable business tools. All the information you need can be right at your fingertips within seconds. When running a small business, you’re expected to provide quality service to customers in order to compete with bigger companies. The problem is you don’t have as […]
16 min read
Budgeting is an important component in managing a family’s financial health. Finding creative ways to incorporate perks/rewards (including cash back) from simply using one of the best credit cards for rewards with no annual fee to appropriately manage a modern household is both prudent and rewarding. And because most families (like people) have different interests […]
10 min read
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At some point, a teenager will begin counting the days until their freedom arrives by way of a driver’s license. Unfortunately, this is likely to come at the same time a teenager may think they are ready and responsible enough to use and manage a credit card, and it’s your responsibility as a parent to […]
9 min read
Warm weather got you itching to update your home interior? Lately, we’ve all been spending a lot more time at home, so there’s no better time than now to get the job done. This time, though, we’re not talking about a new coat of paint, new furniture, or just some new pictures on the wall. […]
10 min read
Congratulations! You’ve decided to pop the question to your significant other. Maybe you’re planning a wedding, or some kind of commitment ceremony that suits your values. Either way, engagement rings cost a lot. According to The Knot, a leading online source for information related to weddings, the average wedding ring costs upwards of $5K, and […]
10 min read
Chances are you’ve spent a lot of time around the house lately, with COVID restrictions on travel and various government impositions affecting your freedom of movement. Things are loosening up, though, and nothing beats traveling to soothe the restless heart and satisfy the adventurous spirit. That’s especially true of a trip overseas to experience other […]
10 min read
