Japan is one of the most desirable travel destinations in the world. But it’s also notoriously expensive. Make sure you find ways to save money at every turn with a look at ten ways to cut costs on your Japanese vacation.
6 min read
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Air travel is as expensive as it has ever been. But there are still ways to fly for cheap, or free, if you know how to maximize your free airline miles. Read on and find out how you can turn your everyday spending into free air travel!
8 min read
Buying your first home can be a long and complicated process. Be sure you’re ready for every twist on the road ahead with a look at our step-by-step guide to buying a new home.
9 min read
Airline flights are extremely expensive right now. This means it’s more important than ever to make sure you’re getting the best deal for your flight. Check out these tips for how to get the cheapest airfare for your next vacation.
8 min read
Even in the professional sport’s early years, star players could earn salaries that tripled what the average American worker earned. As earning potential picked up among professional hockey stars over the next century, the best-paid players in the National Hockey League (NHL) were earning hundreds of times what the average American family made in a […]
21 min read
Hint: The Cause and Fix Are Not What You Think The classic line “I have a bad feeling about this” is repeated in every Star Wars movie. It’s become a meme for that uneasy feeling that as bad as things are now, they are about to get much worse. That’s an accurate portrayal of how […]
45 min read
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This article is the first in a three-part series explaining why the economic inflation we are experiencing was all-too-predictable, and outlining the things that ordinary citizens can do by way of self-protection to hedge against it and enhance their finances. The first topic of discussion will be government mismanagement of the money supply and the […]
57 min read
Work on this article began when Bitcoin was trading at $60,000. Today (6/18/22) it has fallen below $20,000. Ethereum has, proportionately, taken an even bigger hit. And except for some well-backed stable coins, most cryptocurrencies are at the moment cratering. With inflation high and a recession looming, cryptocurrencies are now being dismissed as an example […]
80 min read
Barbara Oakley, who earlier in life was a self-confessed “mathphobe” now describes herself as an “educator, writer, engineer.” She excelled at humanities courses in high school and college, but failed at math and science. Yet, when the occasion arose much later in her life in which she needed to acquire basic technical competency, she set […]
29 min read
It may seem strange for a money and business website like Expensivity.com to present this interview about college rankings and the problems they raise. But these academic rankings are big business, and the actual school ranking lists that they produce have significant business and financial implications for the schools listed, especially depending on where they […]
20 min read
A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.
8 min read
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Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
8 min read
Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.
8 min read
We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.
9 min read
The Great Recession was a financial crisis that gripped the world in late 2007 and held tight until roughly the summer of 2009. While this period of economic stagnation and decline was a global phenomenon, its impact was especially concentrated in the United States. Over a period of 18 months, one in every five American workers was laid off. This was a catastrophic period in the lives of many Americans. For the nation as a whole this period qualified as the worst economic meltdown since the Great Depression some 80 years prior. As we face down a growing threat of inflation, Congressional grappling over infrastructural needs, and a political landscape that is both sharply divided and marked by a far-reaching sense of economic discontent, this feels like a uniquely appropriate time to reflect on the Great Recession.
11 min read
Following the height of the COVID-19 pandemic, the travel industry is making a comeback. But the travel experience is a little different these days. Today, travel reflect the balance between a partial return to normalcy and acclimation to a “new normal.” For a look at what travel is like these days, check out these 10 Ways the Pandemic Has Changed Travel.
9 min read
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When it comes to majoring in business, there are countless educational avenues you could travel. We strongly recommend choosing your path based on what most interests and excites you. But as you narrow the focus of your studies to your area of concentration, you should also know what to expect in terms of salary potential. We’ve compiled a list of popular areas of business study that offer some of the highest returns on your educational investment.
10 min read
Human Resources (HR) covers a lot of ground. In a given organization, HR can play a direct role in everything from recruitment, hiring, and firing to training, evaluation, and oversight of company ethics. While the exact duties charged to an HR department may vary from one company to the next, the importance of a strong, functional and rational HR department is indisputable.
10 min read
You’ve poured your heart and soul into your business, why not protect it? The best way to do so is through insurance coverage, but what kind of insurance do small businesses need? For a small business owner, like you, it’s hard to know which insurance policies are necessary, and which ones you can do without. […]
7 min read
So you have an amazing idea for a business and you’re ready to make the leap from concept to reality. But how do you actually start your own business? What steps must you take to transform your vision into a fully-functioning and eventually profitable endeavor? If you’re ready to dive full-throttle into the exciting world of entrepreneurship, follow these ten steps. The exact sequence may vary depending on the nature of your business and your personal circumstances but in most cases, you will need to check these items off of your list on the way to a viable business.
8 min read
While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
9 min read
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So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.
11 min read
Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.
7 min read
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
8 min read
Work on this article began when Bitcoin was trading at $60,000. Today (6/18/22) it has fallen below $20,000. Ethereum has, proportionately, taken an even bigger hit. And except for some well-backed stable coins, most cryptocurrencies are at the moment cratering. With inflation high and a recession looming, cryptocurrencies are now being dismissed as an example […]
80 min read
Air travel is as expensive as it has ever been. But there are still ways to fly for cheap, or free, if you know how to maximize your free airline miles. Read on and find out how you can turn your everyday spending into free air travel!
8 min read
Read More
Airline flights are extremely expensive right now. This means it’s more important than ever to make sure you’re getting the best deal for your flight. Check out these tips for how to get the cheapest airfare for your next vacation.
8 min read
Thinking of taking a trip to Florida? With warm temperatures year-round and countless amazing destinations like Miami, Orlando, and Disney World, there’s a ton to do in Florida. But it can be costly. Read on and find ways to save on your Florida vacation.
8 min read
Credit cards can be a great tool for improving your credit rating and financial outlook. But credit cards also carry certain risks. Avoid some of the biggest risks by learning WHAT NOT TO BUY with your credit card.
8 min read
Hoping to hit the road this summer but worried about high gas prices? Well, we can’t lower the record prices at the pump, but we have all kinds of great tips that could save you money on your road trip.
8 min read
It’s important to spend judiciously, responsibly, and consciously. The only real way to do that is to effectively track your spending. This is a true challenge for many households. Read on for a look at ten ways that you can do a better job of tracking your spending.
8 min read
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The internet is a vast sea of savings and discounts. But how can you take advantage of these opportunities to save? Check out our 10 Tips for Saving Money Online…
8 min read
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Japan is one of the most desirable travel destinations in the world. But it’s also notoriously expensive. Make sure you find ways to save money at every turn with a look at ten ways to cut costs on your Japanese vacation.
6 min read
Read More
Air travel is as expensive as it has ever been. But there are still ways to fly for cheap, or free, if you know how to maximize your free airline miles. Read on and find out how you can turn your everyday spending into free air travel!
8 min read
Airline flights are extremely expensive right now. This means it’s more important than ever to make sure you’re getting the best deal for your flight. Check out these tips for how to get the cheapest airfare for your next vacation.
8 min read
Thinking of taking a trip to Florida? With warm temperatures year-round and countless amazing destinations like Miami, Orlando, and Disney World, there’s a ton to do in Florida. But it can be costly. Read on and find ways to save on your Florida vacation.
8 min read
Credit cards can be a great tool for improving your credit rating and financial outlook. But credit cards also carry certain risks. Avoid some of the biggest risks by learning WHAT NOT TO BUY with your credit card.
8 min read
