How can I contact American Express Customer Service?
American Express is noted for its excellent customer service. Find out how you can connect on the phone, online, or on social media.
4 min read
Read More
What American Express Card Has the Highest Credit Limit?
Looking for an American Express card with tremendous spending power and excellent rewards? Check out the Platinum Card.
4 min read
What is the minimum credit limit to get an American Express card?
The minimum credit limit is different for every American Express card. Learn more about credit limits on AmEx credit card offers.
4 min read
How hard is it to get an American Express card?
American Express cards are hard to get if you have less than excellent credit. But it can be a great rewards card for the ideal candidate. Find out what you have to do to qualify.
4 min read
Best Chase Credit Card for Beginners
Getting the best starter card can heighten your creditworthiness to the card issuing companies. Specifically, if you want an early relationship with Chase Bank, you can start with their product. You can get better chances to upgrade to a higher Chase card that way. I have reviewed the best Chase credit card for beginners. Furthermore, […]
9 min read
OP-ED
The Moral of Effective Altruism
The doctrine known as “effective altruism” (EA) is very recent. It was introduced around 2009 at Princeton University by Matt Wage, a graduate student of the controversial moral philosopher Peter Singer. The ideas behind EA spread like wildfire, arriving in Oxford University in 2011, where Will MacAskill founded the Centre for Effective Altruism. What is […]
12 min read
Read More
Book Review: Nation of Victims, by Vivek Ramaswamy
Book Review: Nation of Victims: Identity Politics, the Death of Merit, and the Path Back to Excellence, by Vivek Ramaswamy. New York: Center Street/Hachette Book Group, 2022. 275 pp. $29.00. Nation of Victims is a strange book. By turns heartwarming anecdote, personal confession, history lesson, economics treatise, policy position paper, potted history of the highlights […]
18 min read
RFK Jr. on Crypto and CBDC
Who is RFK Jr.? Robert Francis Kennedy Jr. (b. 1954) is the nephew of President John F. Kennedy and the son of Robert F. Kennedy Sr. His uncle was assassinated in 1963. His father was assassinated in 1968 while running for US president. RFK Jr. was 14 at the time.. RFK Jr studied law at […]
7 min read
Why I Am Not a Liberal, Or How I Changed My Mind, Twice
I was raised in a politically conservative family in Texas, back in the 1950s. My first experience with electoral politics occurred at the age of 12, when my grandparents took me to hear a stump speech by Arizona Republican Senator Barry Goldwater during his 1964 run for the Presidency against the Democratic incumbent, Lyndon B. […]
16 min read
In Defense of Merit: Why a Free Society Needs to Resist the Assault on Merit
Merit has become a dirty word. Almost as bad as privilege. It has come to mean an unfair advantage that threatens to overturn diversity, equity, and inclusion. To reward someone for merit means not rewarding someone for failing to exhibit merit. Merit, by its very nature, is not easily won, regardless of what the rules […]
9 min read
BANKING
Why Choose a Credit Union Over a National Bank?
Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
7 min read
Read More
Should I Get a Debt Consolidation Loan?
A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.
8 min read
Ten Email Phishing Scam Warning Signs
Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.
8 min read
Ten Tips For How to Protect Yourself From Identity Theft
We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.
9 min read
Five Ways We’re Still Feeling the Effects of the Great Recession Today
The Great Recession was a financial crisis that gripped the world in late 2007 and held tight until roughly the summer of 2009. While this period of economic stagnation and decline was a global phenomenon, its impact was especially concentrated in the United States. Over a period of 18 months, one in every five American workers was laid off. This was a catastrophic period in the lives of many Americans. For the nation as a whole this period qualified as the worst economic meltdown since the Great Depression some 80 years prior. As we face down a growing threat of inflation, Congressional grappling over infrastructural needs, and a political landscape that is both sharply divided and marked by a far-reaching sense of economic discontent, this feels like a uniquely appropriate time to reflect on the Great Recession.
11 min read
BUSINESS
50 Questions to Ask Before Starting a New Business
Starting a business can be complicated stuff. There’s a ton to think about even before you open the doors to that first customer. We’ve compiled 50 questions to help you think of everything before you launch your own business.
30 min read
Read More
101 Shadow Work Prompts for Small Business Owners
Overview “Shadow work” is a concept from Jungian psychology that refers to the process of exploring and integrating the unconscious aspects of ourselves, often referred to as the “shadow.” The shadow consists of the parts of ourselves that we deny, suppress, or disown, often because they don’t align with our conscious self-image or societal expectations. […]
9 min read
10 Highly Successful CEOs Without Degrees
For the most part, earning a degree will improve your chances of rising to a leadership role in business. But there are exceptions to every rule. Here are 10 CEOs who got to the top without earning a college degree.
20 min read
The Risks of Opening a Restaurant–Is It Worth It?
The restaurant industry is notoriously fickle and unforgiving. If you are an aspiring restaurant owner, it’s important that you fully understand exactly what you’re getting yourself into. The restaurant business is plagued by unique challenges including low profit margins, high turnover, and a broader industry that continues to face post-pandemic challenges including labor shortages, wildly […]
14 min read
How To Use OpenAI: 10 Ways That Real Companies Are Already Using ChatGPT
We’ve all heard about how artificial intelligence is going to transform the world of working. Well, it’s already happening! Here are 10 ways that real businesses are already using ChatGPT in their everyday operations.
16 min read
INVESTING
America’s Savings Dilemma: Why We’re Doomed to Spend Rather Than Save
While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
9 min read
Read More
How to Start Investing In Stocks with a Small Budget
So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.
11 min read
How To Start Planning For Retirement
Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.
7 min read
Ten Tips for Early Retirement
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
8 min read
The Truth About Cryptocurrencies: A Clearheaded Guide to the Crypto World
Work on this article began when Bitcoin was trading at $60,000. Today (6/18/22) it has fallen below $20,000. Ethereum has, proportionately, taken an even bigger hit. And except for some well-backed stable coins, most cryptocurrencies are at the moment cratering. With inflation high and a recession looming, cryptocurrencies are now being dismissed as an example […]
80 min read
MONEY
The 10 States with the Most and Least Credit Card Debt
Here we highlight the states with the most and least overall credit card debt as well as the states with the highest and lowest credit card debt per person.
1 min read
Read More
Why Choose a Credit Union Over a National Bank?
Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
7 min read
Ten Ways to Protect Yourself Against Credit Card Fraud
Your credit card company uses a variety of strategies to protect you against credit card fraud. But of course, it still happens. In fact, in 2021 alone, there were over 400,000 cases of credit card fraud reported to authorities. This means that, as a cardholder, you must take every added precaution to protect yourself. Read on for 10 ways to protect yourself from credit card fraud.
7 min read
50 Everyday Ways to Save Money
Life is expensive, which means it’s important to find way to save money at every turn. We offer 50 ways to save on your everyday life from the costs of travel and taxes to the expenses of healthcare, home ownership, and beyond.
30 min read
The Best Credit Cards for College Students in 2023
Building credit during college is essential, and credit cards can be a valuable tool. Let’s explore the top choices for college students to kickstart their credit journey, whether it’s for essential expenses or reaping credit card rewards. Dive into the best credit card options for your college years ahead. With this in mind, I present […]
9 min read
TOOLS
Ten Ways You Can Do a Better Job Tracking Your Spending
It’s important to spend judiciously, responsibly, and consciously. The only real way to do that is to effectively track your spending. This is a true challenge for many households. Read on for a look at ten ways that you can do a better job of tracking your spending.
8 min read
Read More
How to Find the Best Deals Online
The internet is a vast sea of savings and discounts. But how can you take advantage of these opportunities to save? Check out our 10 Tips for Saving Money Online…
8 min read
10 Best Cryptocurrency Trading Platforms
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
A Complete Guide to Life Insurance
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
100 Online Finance Tools To Manage Your Money & Investments
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Credit Cards
How can I contact American Express Customer Service?
American Express is noted for its excellent customer service. Find out how you can connect on the phone, online, or on social media.
4 min read
Read More
What American Express Card Has the Highest Credit Limit?
Looking for an American Express card with tremendous spending power and excellent rewards? Check out the Platinum Card.
4 min read
What is the minimum credit limit to get an American Express card?
The minimum credit limit is different for every American Express card. Learn more about credit limits on AmEx credit card offers.
4 min read
How hard is it to get an American Express card?
American Express cards are hard to get if you have less than excellent credit. But it can be a great rewards card for the ideal candidate. Find out what you have to do to qualify.
4 min read
Best Chase Credit Card for Beginners
Getting the best starter card can heighten your creditworthiness to the card issuing companies. Specifically, if you want an early relationship with Chase Bank, you can start with their product. You can get better chances to upgrade to a higher Chase card that way. I have reviewed the best Chase credit card for beginners. Furthermore, […]
9 min read
Can You Have Two Chase Credit Cards?
Wondering if you can have two Chase Credit Cards? As a seasoned financial analyst, I’ve explored this query in depth. In this piece, I’ll shed light on the matter and offer you the guidance you can bank on, dispelling any myths surrounding multiple Chase Credit Card ownership. Your path to informed financial decisions starts here. […]
4 min read
What to Do When a Chase Card Expires
Swiping an expired card at a restaurant or a mall is embarrassing. I experienced that shame upon paying the bill at a family dinner last week. I tapped my Chase card after eating — and it showed invalid! You or I should never go through it again. So, I have researched what to do when […]
4 min read
Why Is My Chase Credit Card Being Declined?
Swiping a declined card at the counter in front of a long line is suffocating. I can relate because I faced the same pressure when I was new to credit cards. I swiped my card at Walmart on a hot sunny day, and it was declined! I grew wiser then and discovered why my Chase […]
4 min read
What Chase Credit Card Is Easiest to Get?
Dreaming about a premium Chase card while having a negligible credit history is — mostly a dream. I also craved one recently when my creditworthiness plummeted due to my company’s recession. I needed to get back into the bank’s good books. However, it seemed impossible. Finally, my continuous research found out what Chase credit card […]
4 min read