Urban dictionaries define “expensivity” as the gravity of how expensive something is, so let’s combine gravity and money to take a fun look at some of the most expensive substances in the universe by weight. Obviously, this is more of a continuum than we’re able to represent here, but from white truffles to antimatter, get […]
22 min read
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Actual or not, fraud is widely perceived to have affected the 2020 Presidential election in the United States Bank fraud and election fraud have relevant similarities Banking cybersecurity techniques are applicable to election security Expensivity’s proposal for a Cryptosecure Election Protocol (CEP) would secure the electoral process With 2020 delivering perhaps the most contentious presidential […]
51 min read
The well-known Harvard economist Greg Mankiw recently blogged about a new website called AcademicInfluence.com. This site features some fascinating machine-learning tools for determining the most influential schools by discipline as well as the most influential faculty in those disciplines. You can even toggle the time-frame in which to gauge influence. If you do this for […]
4 min read
So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]
6 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Who you bank with and the account you choose can impact your financial health and quality of life in many ways. In this comprehensive guide, we’ll explore many banking facets to help you decide where to open your first account, enrich your banking knowledge, and much more. Before we delve into your personal banking decision-making, […]
29 min read
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When considering all various components that go into running a small business, choosing a bank account may seem unimportant. A secondary or even tertiary concern.
31 min read
Why do some people swear off credit cards? It’s not having a credit card that’s a problem, but making mistakes with your card.
21 min read
Credit cards are everywhere, so ubiquitous that it’s easy to forget there’s a dark side to this industry.
27 min read
Business expenses are any costs that are incurred during the ordinary course of business, such as employee payroll, manufacturing costs, material and inventory expenses, business travel, advertising, and office space costs. Any expenditure that you have to make in order to keep your company running is a business expense. It seems pretty obvious that these […]
21 min read
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One of the largest hurdles that many small businesses will face after getting off the ground is being able to quickly and easily pay the company’s employees. From just a few employees to a large workforce, it is necessary that you’re able to ensure their financial security and stability. Choosing a payroll program that works […]
29 min read
When considering all various components that go into running a small business, choosing a bank account may seem unimportant. A secondary or even tertiary concern.
31 min read
Here are fifty easy ways to make money, ranging from spare change to things you can turn into a full-time career.
31 min read
One sad fact you’ll need to face is that most small businesses fail within ten years. Why is that?
9 min read
Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]
51 min read
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Sometimes it’s okay to let people who oppose your point of view also name your point of view. It happened happily to the early Christians. According to the New Testament book of Acts, followers of Christ were first called “Christians” at Antioch. The “‑ian” ending in “Christian” is a diminutive. Thus the word “Christians” originally […]
9 min read
Investing your money has to do with much more than the amount you currently have in the bank. In fact, the amount you start with doesn’t even need to be that much.
6 min read
2020 has been such an intense ride for those who follow the stock market and even those who don’t. The stock market is usually in the headlines but it has been more and more present as the events of the COVID-19 Pandemic unfold. It can be hard to believe that there have been crazier times […]
30 min read
Getting started in investing is easy. Making the right investment moves is a lot harder. If you’re a beginner investor, you can spare yourself a lot of losses if you just avoid making these 10 big mistakes. Mistake #1: Not Having a Trading Plan You can make some big mistakes before you even start investing. […]
20 min read
Urban dictionaries define “expensivity” as the gravity of how expensive something is, so let’s combine gravity and money to take a fun look at some of the most expensive substances in the universe by weight. Obviously, this is more of a continuum than we’re able to represent here, but from white truffles to antimatter, get […]
22 min read
Read More
So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]
6 min read
A personal loan is a line of credit that is taken out through a lender, which is paid back in pre-agreed upon monthly payments until the loan principal and loan’s interest is paid back in full. However, unlike a more traditional loan (such as a mortgage loan or an auto loan), a personal loan isn’t […]
19 min read
Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]
51 min read
Whether you can or should restructure your debt or refinance your debt will depend on your unique financial situation, your specific needs, and what options are actually viable for you based on your circumstances (such as your lender(s), how much debt you have, and other factors). Not every debt will be able to be restructured, […]
15 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Read More
Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]
51 min read
When it comes to your money, a financial calculator is an invaluable tool. A financial calculator can help you with mortgages, saving for retirement, day to day budgeting, and a lot more.
18 min read
Downloading the right apps can make your smartphone one of your most reliable business tools. All the information you need can be right at your fingertips within seconds. When running a small business, you’re expected to provide quality service to customers in order to compete with bigger companies. The problem is you don’t have as […]
16 min read
Actual or not, fraud is widely perceived to have affected the 2020 Presidential election in the United States Bank fraud and election fraud have relevant similarities Banking cybersecurity techniques are applicable to election security Expensivity’s proposal for a Cryptosecure Election Protocol (CEP) would secure the electoral process With 2020 delivering perhaps the most contentious presidential […]
51 min read
Read More
The well-known Harvard economist Greg Mankiw recently blogged about a new website called AcademicInfluence.com. This site features some fascinating machine-learning tools for determining the most influential schools by discipline as well as the most influential faculty in those disciplines. You can even toggle the time-frame in which to gauge influence. If you do this for […]
4 min read
The two dirtiest words in economics are four-letter words beginning with “f”: free and fair. More economic mischief has been wrought through these two words than any others. These words have seemingly straightforward uses. Free can simply mean that no money or anything of value was given in exchange for a benefit. Such a benefit […]
24 min read
Sometimes it’s okay to let people who oppose your point of view also name your point of view. It happened happily to the early Christians. According to the New Testament book of Acts, followers of Christ were first called “Christians” at Antioch. The “‑ian” ending in “Christian” is a diminutive. Thus the word “Christians” originally […]
9 min read
Imagine a world in which money abounds but people are too fearful to spend it. Thinking that things can only get worse, they hold onto it for a worse emergency than the present distress. In consequence, even though there’s a lot of liquidity, very little gets spent. This is a deflationary scenario, and it doesn’t […]
5 min read
