Swiping a declined card at the counter in front of a long line is suffocating. I can relate because I faced the same pressure when I was new to credit cards. I swiped my card at Walmart on a hot sunny day, and it was declined! I grew wiser then and discovered why my Chase […]
4 min read
Read More
Dreaming about a premium Chase card while having a negligible credit history is — mostly a dream. I also craved one recently when my creditworthiness plummeted due to my company’s recession. I needed to get back into the bank’s good books. However, it seemed impossible. Finally, my continuous research found out what Chase credit card […]
4 min read
Deciding between a Chase and Wells Fargo credit card? As an experienced credit card expert, I’ve compared these two giants in detail. In this guide, I’ll explore the key differences and insights for the Chase vs Wells Fargo Credit Card choice, guiding you toward a decision that best fits your needs. Chase vs Wells Fargo […]
4 min read
Looking for the best Chase credit card for travel? As a travel and finance expert, I’ll cut through the clutter to pinpoint the top options. Discover the ideal Chase card for your travel needs – ensuring your next journey is both enjoyable and rewarding. Our Top Chase Credit Card for Travel When choosing the best […]
9 min read
Looking for the perfect travel credit card can confuse and frustrate you. You need one that connects you to renowned airlines and earns optimal rewards. Delta and Sapphire offer both features. Nonetheless, you may not be able to make up your mind. I have researched and compiled a thorough comparison of Delta credit card vs. […]
4 min read
The doctrine known as “effective altruism” (EA) is very recent. It was introduced around 2009 at Princeton University by Matt Wage, a graduate student of the controversial moral philosopher Peter Singer. The ideas behind EA spread like wildfire, arriving in Oxford University in 2011, where Will MacAskill founded the Centre for Effective Altruism. What is […]
12 min read
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Book Review: Nation of Victims: Identity Politics, the Death of Merit, and the Path Back to Excellence, by Vivek Ramaswamy. New York: Center Street/Hachette Book Group, 2022. 275 pp. $29.00. Nation of Victims is a strange book. By turns heartwarming anecdote, personal confession, history lesson, economics treatise, policy position paper, potted history of the highlights […]
18 min read
Who is RFK Jr.? Robert Francis Kennedy Jr. (b. 1954) is the nephew of President John F. Kennedy and the son of Robert F. Kennedy Sr. His uncle was assassinated in 1963. His father was assassinated in 1968 while running for US president. RFK Jr. was 14 at the time.. RFK Jr studied law at […]
7 min read
I was raised in a politically conservative family in Texas, back in the 1950s. My first experience with electoral politics occurred at the age of 12, when my grandparents took me to hear a stump speech by Arizona Republican Senator Barry Goldwater during his 1964 run for the Presidency against the Democratic incumbent, Lyndon B. […]
16 min read
Merit has become a dirty word. Almost as bad as privilege. It has come to mean an unfair advantage that threatens to overturn diversity, equity, and inclusion. To reward someone for merit means not rewarding someone for failing to exhibit merit. Merit, by its very nature, is not easily won, regardless of what the rules […]
9 min read
Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
7 min read
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A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.
8 min read
Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.
8 min read
We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.
9 min read
The Great Recession was a financial crisis that gripped the world in late 2007 and held tight until roughly the summer of 2009. While this period of economic stagnation and decline was a global phenomenon, its impact was especially concentrated in the United States. Over a period of 18 months, one in every five American workers was laid off. This was a catastrophic period in the lives of many Americans. For the nation as a whole this period qualified as the worst economic meltdown since the Great Depression some 80 years prior. As we face down a growing threat of inflation, Congressional grappling over infrastructural needs, and a political landscape that is both sharply divided and marked by a far-reaching sense of economic discontent, this feels like a uniquely appropriate time to reflect on the Great Recession.
11 min read
Starting a business can be complicated stuff. There’s a ton to think about even before you open the doors to that first customer. We’ve compiled 50 questions to help you think of everything before you launch your own business.
30 min read
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Overview “Shadow work” is a concept from Jungian psychology that refers to the process of exploring and integrating the unconscious aspects of oneself, often referred to as the “shadow.” The shadow consists of the parts of ourselves that we deny, suppress, or disown, often because they don’t align with our conscious self-image or societal expectations. […]
9 min read
For the most part, earning a degree will improve your chances of rising to a leadership role in business. But there are exceptions to every rule. Here are 10 CEOs who got to the top without earning a college degree.
20 min read
The restaurant industry is notoriously fickle and unforgiving. If you are an aspiring restaurant owner, it’s important that you fully understand exactly what you’re getting yourself into. The restaurant business is plagued by unique challenges including low profit margins, high turnover, and a broader industry that continues to face post-pandemic challenges including labor shortages, wildly […]
14 min read
We’ve all heard about how artificial intelligence is going to transform the world of working. Well, it’s already happening! Here are 10 ways that real businesses are already using ChatGPT in their everyday operations.
16 min read
While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
9 min read
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So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.
11 min read
Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.
7 min read
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
8 min read
Work on this article began when Bitcoin was trading at $60,000. Today (6/18/22) it has fallen below $20,000. Ethereum has, proportionately, taken an even bigger hit. And except for some well-backed stable coins, most cryptocurrencies are at the moment cratering. With inflation high and a recession looming, cryptocurrencies are now being dismissed as an example […]
80 min read
Here we highlight the states with the most and least overall credit card debt as well as the states with the highest and lowest credit card debt per person.
1 min read
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Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
7 min read
Your credit card company uses a variety of strategies to protect you against credit card fraud. But of course, it still happens. In fact, in 2021 alone, there were over 400,000 cases of credit card fraud reported to authorities. This means that, as a cardholder, you must take every added precaution to protect yourself. Read on for 10 ways to protect yourself from credit card fraud.
7 min read
Life is expensive, which means it’s important to find way to save money at every turn. We offer 50 ways to save on your everyday life from the costs of travel and taxes to the expenses of healthcare, home ownership, and beyond.
30 min read
Building credit during college is essential, and credit cards can be a valuable tool. Let’s explore the top choices for college students to kickstart their credit journey, whether it’s for essential expenses or reaping credit card rewards. Dive into the best credit card options for your college years ahead. With this in mind, I present […]
9 min read
It’s important to spend judiciously, responsibly, and consciously. The only real way to do that is to effectively track your spending. This is a true challenge for many households. Read on for a look at ten ways that you can do a better job of tracking your spending.
8 min read
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The internet is a vast sea of savings and discounts. But how can you take advantage of these opportunities to save? Check out our 10 Tips for Saving Money Online…
8 min read
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Swiping a declined card at the counter in front of a long line is suffocating. I can relate because I faced the same pressure when I was new to credit cards. I swiped my card at Walmart on a hot sunny day, and it was declined! I grew wiser then and discovered why my Chase […]
4 min read
Read More
Dreaming about a premium Chase card while having a negligible credit history is — mostly a dream. I also craved one recently when my creditworthiness plummeted due to my company’s recession. I needed to get back into the bank’s good books. However, it seemed impossible. Finally, my continuous research found out what Chase credit card […]
4 min read
Deciding between a Chase and Wells Fargo credit card? As an experienced credit card expert, I’ve compared these two giants in detail. In this guide, I’ll explore the key differences and insights for the Chase vs Wells Fargo Credit Card choice, guiding you toward a decision that best fits your needs. Chase vs Wells Fargo […]
4 min read
Looking for the best Chase credit card for travel? As a travel and finance expert, I’ll cut through the clutter to pinpoint the top options. Discover the ideal Chase card for your travel needs – ensuring your next journey is both enjoyable and rewarding. Our Top Chase Credit Card for Travel When choosing the best […]
9 min read
Looking for the perfect travel credit card can confuse and frustrate you. You need one that connects you to renowned airlines and earns optimal rewards. Delta and Sapphire offer both features. Nonetheless, you may not be able to make up your mind. I have researched and compiled a thorough comparison of Delta credit card vs. […]
4 min read
Finding out that you have crossed your available credit limit at a shop counter is embarrassing. I almost fainted when it happened to one of my Chase cards at the mall sometime back. Since then, I investigated thoroughly to find out what happens if you go over your Chase credit limit. Read on to look […]
4 min read
Struggling to establish, build, or repair your credit? Here are 21 things you must do if you are working to build better credit.
8 min read
When it comes to credit cards, you have a lot of choices. In fact, it can get kind of complicated. Here are 30 questions you should ask before you choose the right card for you.
27 min read
Embarking on your credit journey? Choosing the perfect starter credit card is key. We’ve handpicked a selection of cards with diverse benefits to suit your needs. Whether it’s tracking expenses or boosting your credit score, we’ve got you covered. Let’s find the ideal card to kickstart your financial journey. Getting Your First Credit Card (and […]
9 min read
