There are a number of things to think about and to prepare for as we age: finishing college, managing debt, securing adequate housing, and working somewhere fulfilling and saving for the future, to name just a few. And maybe for you, that list includes finding love and starting a family — even if that family […]
6 min read
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Buying life insurance is some serious adulting. Trust us when we say you won’t regret it — no matter how old you are! Avoid these 10 mistakes people make when buying life insurance and get the most from your life insurance. We did the research so you don’t have to. 10 Mistakes People Make When […]
8 min read
There is much to be said for electric vehicles. They’re quiet and you’re not inhaling carbon monoxide when you sit behind them at a traffic light. What’s more, with climate-change alarmism in overdrive and dopamine-driven virtue signaling on social media through the roof, the electric vehicle (EV) market is HOT. Setting aside the ironies of […]
11 min read
1 Market Caps Run Amuck In January 1999, I was at a Liberty Fund conference in Tucson having breakfast with a savvy old finance guy as he was reading the Wall Street Journal over coffee. He couldn’t believe the market capitalizations of various newly formed Internet companies. He kept comparing the market caps of these […]
11 min read
Ever notice those folks in the exclusive, airport lounge, sipping cocktails, laughing, and looking relaxed? Figure they must be high-rolling business people with millions of dollars in memberships to some exclusive club? Turns out, that’s likely not the case. Instead, some of those individuals could have simply redeemed airline miles to access that lounge, earned […]
10 min read
1 Market Caps Run Amuck In January 1999, I was at a Liberty Fund conference in Tucson having breakfast with a savvy old finance guy as he was reading the Wall Street Journal over coffee. He couldn’t believe the market capitalizations of various newly formed Internet companies. He kept comparing the market caps of these […]
11 min read
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1 Rat Poison to an Infinite Power? Poised to radically reconfigure the crypto-asset market, non-fungible tokens, or NFTs, are revolutionizing our conception of money and value, creating not just entirely new markets but even new economies that are able to scale globally and to discover value in undreamt places, relegating to oblivion fiat currencies and […]
53 min read
Review of Shoshana Zuboff’s The Age of Surveillance Capitalism In setting the stage for this review of Shoshana Zuboff’s remarkable book, a brief selective history of the field of artificial intelligence will be helpful, especially in recalling the pioneering work of Norbert Wiener. “Artificial intelligence” (AI) is in common usage today, but the term is […]
11 min read
If you want to become super-rich, what are the best schools to attend? The simplest way to answer this question is to look at the richest people in the US and see where they went to school. In other words, look at the schools that got the most foot traffic from those who ended up […]
8 min read
The Retail Trader “Rebellion” of January ’21 was, in itself, a short-lived affair. The concern that it would send the markets into a chaotic downward spiral that would extend through February proved false. The only residue left of the meteoric rise of stocks like Gamestop (GME) and AMC is their mildly elevated trading levels from […]
19 min read
Among American bank holding companies, Capital One is perhaps the most notable, offering credit cards, auto loans, banking, and even savings accounts, with a heavy media presence popularized by the slogan, “Capital One: What’s in your wallet?” As personal loans become more and more popular, though — which are typically unsecured loans that those with […]
6 min read
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A personal loan is an unsecured loan that you promise to pay back within a certain amount of time with monthly installments. In return, the lender gives you a fixed rate of interest along with a set time period for repayment. Personal loans come with a higher rate of interest than other sources of funding, but […]
12 min read
The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
When the words “tax haven” are uttered, the Cayman Islands are one of the first locations that come to mind. The Caymans are one of the most well-known tax havens on the planet. [NOTE: This article is a chapter in ourComprehensive Guide to Tax Havens.] The Tax-Free Caymanian Life Table of Contents Tax Laws in […]
7 min read
At Expensivity, as our name implies, we’re concerned with the gravity of how expensive things are. This isn’t just at the top end of the scale, but at the bottom end too. One of the most grievously expensive monstrosities at the bottom end of the financial scale is the “payday loan.” It is the province […]
12 min read
Since the United States taxes based on citizenship, if you’re an American citizen or permanent resident, the IRS will follow you all over the world, demanding you pay taxes on everything you earn, even if no US resources were involved in generating your income. Even moving to a country with no income taxes won’t reduce […]
16 min read
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While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]
32 min read
“Income” generally refers to funds paid to a business or a person providing a service, manufacturing or selling a good, or received through ownership of an investment. When people think about generating income, they mostly consider active ways of doing so through a job or self-employment. But is there another technique that would allow you […]
4 min read
Owning real estate has historically generated impressive returns for some wise (and fortunate) investors. But how do real estate investments compare to other investments available in the stock market? Comparing a long or short-term investment in real estate to a stock market investment can be a bit tricky. This is mainly because it can be […]
11 min read
The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]
3 min read
You’re expecting a baby. Congratulations! When it comes to parenthood, there’s a lot to look forward to. Because having a child is expensive, there’s also a lot to think about. In fact, the cost of raising a child ballooned from $233,610 in 2015 to $267,233 in 2021, according to recent data from the Bureau of […]
14 min read
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Since the United States taxes based on citizenship, if you’re an American citizen or permanent resident, the IRS will follow you all over the world, demanding you pay taxes on everything you earn, even if no US resources were involved in generating your income. Even moving to a country with no income taxes won’t reduce […]
16 min read
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
Getting a job to earn money during your teen years is a good idea for several reasons. First, you can learn valuable skills and acquire valuable knowledge while you’re working. You can gain experience in everything from technical skills like how to use computer software or operate a cash register, to communication and customer service […]
3 min read
While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]
32 min read
There is much to be said for electric vehicles. They’re quiet and you’re not inhaling carbon monoxide when you sit behind them at a traffic light. What’s more, with climate-change alarmism in overdrive and dopamine-driven virtue signaling on social media through the roof, the electric vehicle (EV) market is HOT. Setting aside the ironies of […]
11 min read
Read More
You’re expecting a baby. Congratulations! When it comes to parenthood, there’s a lot to look forward to. Because having a child is expensive, there’s also a lot to think about. In fact, the cost of raising a child ballooned from $233,610 in 2015 to $267,233 in 2021, according to recent data from the Bureau of […]
14 min read
From planning a trip to remodeling your home, there are many sensible reasons to apply for a no-fee, 0% balance transfer credit card. That way, your vacation or renovation is financed with what amounts to a no-interest loan. And with no annual fees and few other expenses to worry about, that balance can be paid […]
10 min read
Since the United States taxes based on citizenship, if you’re an American citizen or permanent resident, the IRS will follow you all over the world, demanding you pay taxes on everything you earn, even if no US resources were involved in generating your income. Even moving to a country with no income taxes won’t reduce […]
16 min read
In this infographic, the Expensivity team explores the core basics of NFTs, and we attempt to explain the concept in a way that beginners can understand. For a more in-depth look at the functional details of NFTs make sure to check out our exclusive feature article on How Non-Fungible Tokens Work. Share this graphic on […]
4 min read
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
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Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to discuss falls more in […]
50 min read
When it comes to your money, a financial calculator is an invaluable tool. A financial calculator can help you with mortgages, saving for retirement, day to day budgeting, and a lot more.
18 min read
Ever notice those folks in the exclusive, airport lounge, sipping cocktails, laughing, and looking relaxed? Figure they must be high-rolling business people with millions of dollars in memberships to some exclusive club? Turns out, that’s likely not the case. Instead, some of those individuals could have simply redeemed airline miles to access that lounge, earned […]
10 min read
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Having bad or poor credit creates many challenges for people, not least of which, when applying for a credit card. What’s more, the credit card application itself can negatively impact a credit score. If that’s the situation you’re in, don’t give up. That’s because there are a number of secured cards designed specifically for people […]
10 min read
From planning a trip to remodeling your home, there are many sensible reasons to apply for a no-fee, 0% balance transfer credit card. That way, your vacation or renovation is financed with what amounts to a no-interest loan. And with no annual fees and few other expenses to worry about, that balance can be paid […]
10 min read
Many college students these days graduate with an unmanageable level of debt. This is an issue that must be addressed. But from renting an apartment to setting up utilities, what’s also true is that college is a great time to start building your credit score. And good credit pays dividends, both in school and after […]
10 min read
Congratulations! You’re a new homeowner. But with the cost of homeownership up around 73% over the past few decades, the expense of purchasing a house has likely left you feeling a little strapped. That’s especially true because once you’ve purchased your property, the expenses don’t stop there. The average monthly cost of owning a home, […]
10 min read
