How did the credit card industry—and credit card debt—become so massive in a relatively short time? To understand the history and evolution of credit card debt in America, we need to go back to the beginning.
13 min read
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What does the latest data reveal about the credit card industry and the consumer experience using credit card accounts? We dug deep into credit card industry statistics to learn more about profitability in the industry, consumer credit card debt, and more.
15 min read
Could the supplement industry do better? The biggest issues in the supplement industry include contamination, potential health risks, and regulation concerns.
19 min read
Have you ever wondered about the size and growth of the different markets that make up the fitness industry? Let’s dig into today’s fitness industry and sports nutritional supplements industry.
23 min read
To truly grasp the size and growth of the pharmaceutical market, we need to dig deep into sales revenue amounts and changes over time and projections based on years of past market data, as well as the major growth factors and challenges facing the industry today.
31 min read
I was raised in a politically conservative family in Texas, back in the 1950s. My first experience with electoral politics occurred at the age of 12, when my grandparents took me to hear a stump speech by Arizona Republican Senator Barry Goldwater during his 1964 run for the Presidency against the Democratic incumbent, Lyndon B. […]
16 min read
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Merit has become a dirty word. Almost as bad as privilege. It has come to mean an unfair advantage that threatens to overturn diversity, equity, and inclusion. To reward someone for merit means not rewarding someone for failing to exhibit merit. Merit, by its very nature, is not easily won, regardless of what the rules […]
9 min read
We all reflect the times in which we live—even the most influential and powerful among us. It is just that most lives whisper in 8-point type, in keeping with a modest place in the scheme of things, while the makers of history shout in 72-point size. For this reason, the study of “parallel lives” from […]
6 min read
Hint: The Cause and Fix Are Not What You Think The classic line “I have a bad feeling about this” is repeated in every Star Wars movie. It’s become a meme for that uneasy feeling that as bad as things are now, they are about to get much worse. That’s an accurate portrayal of how […]
45 min read
This article is the first in a three-part series explaining why the economic inflation we are experiencing was all-too-predictable, and outlining the things that ordinary citizens can do by way of self-protection to hedge against it and enhance their finances. The first topic of discussion will be government mismanagement of the money supply and the […]
57 min read
A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.
8 min read
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Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
8 min read
Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.
8 min read
We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.
9 min read
The Great Recession was a financial crisis that gripped the world in late 2007 and held tight until roughly the summer of 2009. While this period of economic stagnation and decline was a global phenomenon, its impact was especially concentrated in the United States. Over a period of 18 months, one in every five American workers was laid off. This was a catastrophic period in the lives of many Americans. For the nation as a whole this period qualified as the worst economic meltdown since the Great Depression some 80 years prior. As we face down a growing threat of inflation, Congressional grappling over infrastructural needs, and a political landscape that is both sharply divided and marked by a far-reaching sense of economic discontent, this feels like a uniquely appropriate time to reflect on the Great Recession.
11 min read
Some of the biggest demographic factors in pharmaceutical medicine usage include age, gender, race and ethnicity, and type of chronic medical condition.
16 min read
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A look at the demographics of the supplement industry provides insight on who uses the most supplements and why — and raises questions about what’s keeping certain populations from using supplements to the same extent.
11 min read
Anand Giridharadas, Winners Take All: The Elite Charade of Changing the World. New York: Knopf, 2018. xvi + 288 pages. $26.95. Overview This book is an engaging, ground-level, journalistic report about a world hidden in plain sight. The author calls it “MarketWorld.” What is MarketWorld? MarketWorld is hydra-headed monster consisting of a physical space, a […]
8 min read
Merit has become a dirty word. Almost as bad as privilege. It has come to mean an unfair advantage that threatens to overturn diversity, equity, and inclusion. To reward someone for merit means not rewarding someone for failing to exhibit merit. Merit, by its very nature, is not easily won, regardless of what the rules […]
9 min read
We all reflect the times in which we live—even the most influential and powerful among us. It is just that most lives whisper in 8-point type, in keeping with a modest place in the scheme of things, while the makers of history shout in 72-point size. For this reason, the study of “parallel lives” from […]
6 min read
While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
9 min read
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So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.
11 min read
Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.
7 min read
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
8 min read
Work on this article began when Bitcoin was trading at $60,000. Today (6/18/22) it has fallen below $20,000. Ethereum has, proportionately, taken an even bigger hit. And except for some well-backed stable coins, most cryptocurrencies are at the moment cratering. With inflation high and a recession looming, cryptocurrencies are now being dismissed as an example […]
80 min read
Anand Giridharadas, Winners Take All: The Elite Charade of Changing the World. New York: Knopf, 2018. xvi + 288 pages. $26.95. Overview This book is an engaging, ground-level, journalistic report about a world hidden in plain sight. The author calls it “MarketWorld.” What is MarketWorld? MarketWorld is hydra-headed monster consisting of a physical space, a […]
8 min read
Read More
We all reflect the times in which we live—even the most influential and powerful among us. It is just that most lives whisper in 8-point type, in keeping with a modest place in the scheme of things, while the makers of history shout in 72-point size. For this reason, the study of “parallel lives” from […]
6 min read
Air travel is as expensive as it has ever been. But there are still ways to fly for cheap, or free, if you know how to maximize your free airline miles. Read on and find out how you can turn your everyday spending into free air travel!
8 min read
Airline flights are extremely expensive right now. This means it’s more important than ever to make sure you’re getting the best deal for your flight. Check out these tips for how to get the cheapest airfare for your next vacation.
8 min read
Thinking of taking a trip to Florida? With warm temperatures year-round and countless amazing destinations like Miami, Orlando, and Disney World, there’s a ton to do in Florida. But it can be costly. Read on and find ways to save on your Florida vacation.
8 min read
It’s important to spend judiciously, responsibly, and consciously. The only real way to do that is to effectively track your spending. This is a true challenge for many households. Read on for a look at ten ways that you can do a better job of tracking your spending.
8 min read
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The internet is a vast sea of savings and discounts. But how can you take advantage of these opportunities to save? Check out our 10 Tips for Saving Money Online…
8 min read
The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences. And there’s no […]
10 min read
Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]
11 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
How did the credit card industry—and credit card debt—become so massive in a relatively short time? To understand the history and evolution of credit card debt in America, we need to go back to the beginning.
13 min read
Read More
What does the latest data reveal about the credit card industry and the consumer experience using credit card accounts? We dug deep into credit card industry statistics to learn more about profitability in the industry, consumer credit card debt, and more.
15 min read
You can spend a lot on a Mexican vacation, but you don’t have to. Check out these ten tips for experiencing Mexico on a budget.
8 min read
Japan is one of the most desirable travel destinations in the world. But it’s also notoriously expensive. Make sure you find ways to save money at every turn with a look at ten ways to cut costs on your Japanese vacation.
6 min read
Air travel is as expensive as it has ever been. But there are still ways to fly for cheap, or free, if you know how to maximize your free airline miles. Read on and find out how you can turn your everyday spending into free air travel!
8 min read
