Financial Fraud vs. Election Fraud: Similarities, Differences, and Security

Actual or not, fraud is widely perceived to have affected the 2020 Presidential election in the United States Bank fraud and election fraud have relevant similarities Banking cybersecurity techniques are applicable to election security Expensivity’s proposal for a Cryptosecure Election Protocol (CEP) would secure the electoral process With 2020 delivering perhaps the most contentious presidential […]

51 min read

The 25 Most Influential Economics Programs and the 25 Most Influential Economists

The well-known Harvard economist Greg Mankiw recently blogged about a new website called AcademicInfluence.com. This site features some fascinating machine-learning tools for determining the most influential schools by discipline as well as the most influential faculty in those disciplines. You can even toggle the time-frame in which to gauge influence. If you do this for […]

4 min read

100 Money Hacks That Will Make You A Millionaire

So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]

6 min read

100 Online Finance Tools To Manage Your Money & Investments

In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]

5 min read

BANKING

BUSINESS

Top 20 Expense Management Apps for Small Businesses

Business expenses are any costs that are incurred during the ordinary course of business, such as employee payroll, manufacturing costs, material and inventory expenses, business travel, advertising, and office space costs. Any expenditure that you have to make in order to keep your company running is a business expense. It seems pretty obvious that these […]

21 min read

Read More

Top 30 Payroll Apps and Software for Small Businesses

One of the largest hurdles that many small businesses will face after getting off the ground is being able to quickly and easily pay the company’s employees. From just a few employees to a large workforce, it is necessary that you’re able to ensure their financial security and stability. Choosing a payroll program that works […]

29 min read

INVESTING

A Strategy for Trading Options on Index ETFs

Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]

51 min read

Read More
investing

How to Get Started With Investing

Investing your money has to do with much more than the amount you currently have in the bank. In fact, the amount you start with doesn’t even need to be that much.

6 min read

stock market

50 Craziest Moments in Stock Market History

2020 has been such an intense ride for those who follow the stock market and even those who don’t. The stock market is usually in the headlines but it has been more and more present as the events of the COVID-19 Pandemic unfold. It can be hard to believe that there have been crazier times […]

30 min read

10 Biggest Mistakes Beginner Investors Make

Getting started in investing is easy. Making the right investment moves is a lot harder. If you’re a beginner investor, you can spare yourself a lot of losses if you just avoid making these 10 big mistakes.  Mistake #1: Not Having a Trading Plan You can make some big mistakes before you even start investing. […]

20 min read

MONEY

100 Money Hacks That Will Make You A Millionaire

So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]

6 min read

How to Apply for a Personal Loan

A personal loan is a line of credit that is taken out through a lender, which is paid back in pre-agreed upon monthly payments until the loan principal and loan’s interest is paid back in full. However, unlike a more traditional loan (such as a mortgage loan or an auto loan), a personal loan isn’t […]

19 min read

A Strategy for Trading Options on Index ETFs

Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]

51 min read

A Guide to Restructuring, Refinancing, and Consolidating Your Debt

Whether you can or should restructure your debt or refinance your debt will depend on your unique financial situation, your specific needs, and what options are actually viable for you based on your circumstances (such as your lender(s), how much debt you have, and other factors). Not every debt will be able to be restructured, […]

15 min read

TOOLS

100 Online Finance Tools To Manage Your Money & Investments

In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]

5 min read

Read More

A Strategy for Trading Options on Index ETFs

Bruce L. Gordon, Ph.D. Warren Buffett famously remarked that “if you don’t figure out how to make money while you sleep, you’ll work until you die.” Of course, avoiding this fate can also be achieved by making extra money during the day in ways that don’t interfere with your regular job. What I’m about to […]

51 min read

business apps

The 30 Best Apps For Small Businesses

Downloading the right apps can make your smartphone one of your most reliable business tools. All the information you need can be right at your fingertips within seconds. When running a small business, you’re expected to provide quality service to customers in order to compete with bigger companies. The problem is you don’t have as […]

16 min read

OP-ED

Financial Fraud vs. Election Fraud: Similarities, Differences, and Security

Actual or not, fraud is widely perceived to have affected the 2020 Presidential election in the United States Bank fraud and election fraud have relevant similarities Banking cybersecurity techniques are applicable to election security Expensivity’s proposal for a Cryptosecure Election Protocol (CEP) would secure the electoral process With 2020 delivering perhaps the most contentious presidential […]

51 min read

Read More

The 25 Most Influential Economics Programs and the 25 Most Influential Economists

The well-known Harvard economist Greg Mankiw recently blogged about a new website called AcademicInfluence.com. This site features some fascinating machine-learning tools for determining the most influential schools by discipline as well as the most influential faculty in those disciplines. You can even toggle the time-frame in which to gauge influence. If you do this for […]

4 min read

The Two Dirtiest Words in Economics: Free and Fair

The two dirtiest words in economics are four-letter words beginning with “f”: free and fair. More economic mischief has been wrought through these two words than any others. These words have seemingly straightforward uses. Free can simply mean that no money or anything of value was given in exchange for a benefit. Such a benefit […]

24 min read

The Infinitely Fast Penny: Understanding the Velocity of Money

Imagine a world in which money abounds but people are too fearful to spend it. Thinking that things can only get worse, they hold onto it for a worse emergency than the present distress. In consequence, even though there’s a lot of liquidity, very little gets spent. This is a deflationary scenario, and it doesn’t […]

5 min read