American Express Platinum Business vs Personal

With hefty annual fees, the Platinum Card from American Express is packed with upscale travel perks and credits – but should you get it for business or personal use? While the business and personal Platinum cards mirror each other in many ways, there are some key differences that can swing your decision.  I’m comparing American […]

6 min read

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How to Check Your American Express Credit Card Balance

Wondering how to check American Express credit card balance? Leveraging my expertise in Amex cards, I’ve focused on simplifying this task for you. This article will guide you through the process of checking your American Express credit card balance, providing clear, step-by-step instructions to help you stay on top of your finances with ease. How […]

5 min read

Bill Negotiation Service: What Is It and Is it Worth It?

Ever feel like your bills are too high? Well sure, but who wants to spend hours on the phone with customer service trying to lower those bills? Bill negotiation services, that’s who! Find out if a bill negotiation service could help lower your monthly bills.

12 min read

What Do Americans Spend the Most Money On?

Consumer spending is the fuel running the engine of the American economy. According to Investopedia, consumer spending accounts for a massive 70% of economic activity in the U.S. This means that trends in spending can exert a profound impact on the economic health of the United States as well as American businesses and households. Americans opened their wallet to the tune of $14.5 trillion in purchases in just the first quarter of 2020. And this massive sum was spent at the start of a year which would ultimately be distinguished by a dramatic pandemic-related downturn in spending. But where is all this money going exactly? What do Americans spend the most on? From big ticket items and long-term saving goals to daily living expenses and recreational experiences, where do Americans put their money? And how have these habits been impacted by the pandemic?

11 min read

OP-ED

The AI Debate: A Primer

Artificial intelligence (AI) is now unavoidable. If it isn’t someone telling you what great investment opportunities the recent advances in AI have opened up, it’s someone else warning you of the serious threats posed by this technology. Arnold Schwarzenegger’s The Terminator (1984) is almost 40 years old. But the idea of computers running out of […]

34 min read

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The Moral of Effective Altruism

The doctrine known as “effective altruism” (EA) is very recent. It was introduced around 2009 at Princeton University by Matt Wage, a graduate student of the controversial moral philosopher Peter Singer. The ideas behind EA spread like wildfire, arriving in Oxford University in 2011, where Will MacAskill founded the Centre for Effective Altruism. What is […]

12 min read

Book Review: Nation of Victims, by Vivek Ramaswamy

Book Review: Nation of Victims: Identity Politics, the Death of Merit, and the Path Back to Excellence, by Vivek Ramaswamy. New York: Center Street/Hachette Book Group, 2022. 275 pp. $29.00. Nation of Victims is a strange book. By turns heartwarming anecdote, personal confession, history lesson, economics treatise, policy position paper, potted history of the highlights […]

18 min read

RFK Jr. on Crypto and CBDC

Who is RFK Jr.? Robert Francis Kennedy Jr. (b. 1954) is the nephew of President John F. Kennedy and the son of Robert F. Kennedy Sr. His uncle was assassinated in 1963. His father was assassinated in 1968 while running for US president. RFK Jr. was 14 at the time.. RFK Jr studied law at […]

7 min read

Why I Am Not a Liberal, Or How I Changed My Mind, Twice

I was raised in a politically conservative family in Texas, back in the 1950s. My first experience with electoral politics occurred at the age of 12, when my grandparents took me to hear a stump speech by Arizona Republican Senator Barry Goldwater during his 1964 run for the Presidency against the Democratic incumbent, Lyndon B. […]

16 min read

BANKING

Why Choose a Credit Union Over a National Bank?

Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.

7 min read

Should I Get a Debt Consolidation Loan?

A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.

8 min read

Ten Email Phishing Scam Warning Signs

Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.

8 min read

BUSINESS

Manhattan Prep GMAT Course: A Review

The One, The Only, The GMAT Anyone preparing to pursue their MBA knows they will most likely have to take the GMAT – the Graduate Management Admission Test. This test is an essential part of the graduate business school application process and a marker that schools use as an acceptance deciding factor. Especially if you […]

13 min read

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50 Questions to Ask Before Starting a New Business

Starting a business can be complicated stuff. There’s a ton to think about even before you open the doors to that first customer. We’ve compiled 50 questions to help you think of everything before you launch your own business.

30 min read

101 Shadow Work Prompts for Small Business Owners

Overview “Shadow work” is a concept from Jungian psychology that refers to the process of exploring and integrating the unconscious aspects of ourselves, often referred to as the “shadow.” The shadow consists of the parts of ourselves that we deny, suppress, or disown, often because they don’t align with our conscious self-image or societal expectations. […]

9 min read

The Risks of Opening a Restaurant–Is It Worth It?

The restaurant industry is notoriously fickle and unforgiving. If you are an aspiring restaurant owner, it’s important that you fully understand exactly what you’re getting yourself into. The restaurant business is plagued by unique challenges including low profit margins, high turnover, and a broader industry that continues to face post-pandemic challenges including labor shortages, wildly […]

14 min read

INVESTING

How to Start Investing In Stocks with a Small Budget

So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.

11 min read

How To Start Planning For Retirement

Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.

7 min read

Ten Tips for Early Retirement

More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it. 

8 min read

MONEY

What Do Americans Spend the Most Money On?

Consumer spending is the fuel running the engine of the American economy. According to Investopedia, consumer spending accounts for a massive 70% of economic activity in the U.S. This means that trends in spending can exert a profound impact on the economic health of the United States as well as American businesses and households. Americans opened their wallet to the tune of $14.5 trillion in purchases in just the first quarter of 2020. And this massive sum was spent at the start of a year which would ultimately be distinguished by a dramatic pandemic-related downturn in spending. But where is all this money going exactly? What do Americans spend the most on? From big ticket items and long-term saving goals to daily living expenses and recreational experiences, where do Americans put their money? And how have these habits been impacted by the pandemic?

11 min read

TOOLS

Best Cryptocurrency Trading Platforms

10 Best Cryptocurrency Trading Platforms

The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences.  And there’s no […]

10 min read

A Complete Guide to Life Insurance

Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]

11 min read

100 Online Finance Tools To Manage Your Money & Investments

In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]

5 min read

Credit Cards

American Express Platinum Business vs Personal

With hefty annual fees, the Platinum Card from American Express is packed with upscale travel perks and credits – but should you get it for business or personal use? While the business and personal Platinum cards mirror each other in many ways, there are some key differences that can swing your decision.  I’m comparing American […]

6 min read

Read More

How to Check Your American Express Credit Card Balance

Wondering how to check American Express credit card balance? Leveraging my expertise in Amex cards, I’ve focused on simplifying this task for you. This article will guide you through the process of checking your American Express credit card balance, providing clear, step-by-step instructions to help you stay on top of your finances with ease. How […]

5 min read

The Best Credit Cards for Teenagers

Guiding our teenagers into the world of financial independence is a pivotal step in their journey to adulthood. The right credit card can be a powerful tool in teaching them about responsibility and credit building. We reveal the best credit cards for teenagers, designed to foster financial literacy and secure a bright fiscal future. Best […]

15 min read

Man holding a white envelope

How to Pay Off Credit Card Debt

Credit card debt can drag you down financially. The bigger your debt, the more money you’ll waste on interest payments. Not only that, but your higher debt credit utilization ratio will negatively impact your credit score, which can make the cost of borrowing higher when it comes time to lease a car, purchase a home or take out a small business loan. Fortunately, there are a few strategies for reducing your credit card debt burden.

5 min read

How Do Credit Card Companies Make Money?

Credit card companies make money by charging interest on account balances and by levying an array of fees on both cardholders and merchants. These fees may apply to a variety of transactions, though these conditions can vary widely from one credit card offer to the next. But how do these sources of revenue translate into the enormous profits enjoyed by the major credit card networks and card issuers? Read on to find out exactly how credit card companies make money and how you can keep more of your money in your pocket.

7 min read

Best Credit Card for Veterans [2024 Review]

As soon as you retire from military service, lucrative fee waivers and rewards disconnecting can depress you. I witnessed one of my close relatives trying and failing to find a better replacement quickly. So, I researched and found out some cards that can work. Go through my results to find the best credit card for […]

7 min read

How to Find Your Temporary Amex Credit Card Number

Wondering how to find a temporary Amex credit card number? Leveraging my expertise in credit card services, I’ve explored this feature offered by American Express. American Express® doesn’t provide temporary card numbers; however, their Instant Card Number feature offers similar benefits. This article will walk you through using the Instant Card Number, offering steps and […]

8 min read

Ten Ways Families Can Save Money with Credit Cards

Using a credit card for everyday purchases, travel expenses, or big-ticket items can be a convenient way to stretch your family’s budget, build your credit history, and expand your household purchasing power. But did you know that credit cards also offer plenty of great ways for families to save money? Read on for a look at these 10 ways that families can save money by using credit cards.

5 min read