How to Buy a House With Bad Credit

Bad credit can seriously derail your dreams of home ownership. Your credit rating will be a key figure used by mortgage lenders as they evaluate your ability to repay a home loan. Your credit rating will play an important role in determining both the total sum of the loan banks are willing to provide you for a new home and the interest rate that you’ll pay each month on top of your original loan. For those with poor credit, buying a home may even feel like an impossibility. But there are actually home loans designed to assist prospective buyers with bad credit.

9 min read

Credit Cards

The Best Credit Cards for Building & Improving Credit Scores

A good credit score touches every aspect of our financial life. With little or no credit, important loan applications may be denied. With a poor credit score, a loan application may be approved, but only with a higher interest rate than you would otherwise have to pay. Those two examples are just the tip of […]

10 min read

Credit Cards

The Best Airline Miles Credit Cards

Ever notice those folks in the exclusive, airport lounge, sipping cocktails, laughing, and looking relaxed? Figure they must be high-rolling business people with millions of dollars in memberships to some exclusive club? Turns out, that’s likely not the case. Instead, some of those individuals could have simply redeemed airline miles to access that lounge, earned […]

10 min read

Credit Cards

Best Credit Cards for People with Bad or Poor Credit

Having bad or poor credit creates many challenges for people, not least of which, when applying for a credit card. What’s more, the credit card application itself can negatively impact a credit score. If that’s the situation you’re in, don’t give up. That’s because there are a number of secured cards designed specifically for people […]

10 min read

Credit Cards Money

The Best No-Fee 0% Balance Transfer Credit Cards in 2021

From planning a trip to remodeling your home, there are many sensible reasons to apply for a no-fee, 0% balance transfer credit card. That way, your vacation or renovation is financed with what amounts to a no-interest loan. And with no annual fees and few other expenses to worry about, that balance can be paid […]

10 min read

Credit Cards Money

The Best Credit Cards for College Students in 2021

Many college students these days graduate with an unmanageable level of debt. This is an issue that must be addressed. But from renting an apartment to setting up utilities, what’s also true is that college is a great time to start building your credit score. And good credit pays dividends, both in school and after […]

10 min read

Credit Cards Money

The Best Credit Cards for New Homeowners in 2021

Congratulations! You’re a new homeowner. But with the cost of homeownership up around 73% over the past few decades, the expense of purchasing a house has likely left you feeling a little strapped. That’s especially true because once you’ve purchased your property, the expenses don’t stop there. The average monthly cost of owning a home, […]

10 min read

Credit Cards

The Best Credit Cards for Families for 2021

Budgeting is an important component in managing a family’s financial health. Finding creative ways to incorporate perks/rewards (including cash back) from simply using one of the best credit cards for rewards with no annual fee to appropriately manage a modern household is both prudent and rewarding. And because most families (like people) have different interests […]

10 min read

Credit Cards

The Best Credit Cards for Teenagers for 2021

At some point, a teenager will begin counting the days until their freedom arrives by way of a driver’s license. Unfortunately, this is likely to come at the same time a teenager may think they are ready and responsible enough to use and manage a credit card, and it’s your responsibility as a parent to […]

9 min read

Credit Cards Money

The Best Credit Cards for Home Remodeling in 2021

Warm weather got you itching to update your home interior? Lately, we’ve all been spending a lot more time at home, so there’s no better time than now to get the job done. This time, though, we’re not talking about a new coat of paint, new furniture, or just some new pictures on the wall. […]

10 min read