The 10 States with the Most and Least Credit Card Debt

credit card debt
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Our recent interactive graphic The United States of Credit provided a wealth of interesting data about credit card usage and average debt, income, and credit scores across the country on a state by state basis.

Here we highlight the states with the most and least overall credit card debt as well as the states with the highest and lowest credit card debt per person.

You’ll see that:

  • California has the highest total credit card debt, but Alaska has the highest amount of credit card debt per person.
  • Alaska is one of the states with the least total credit card debt.
  • New Jersey, Virginia, Texas, Georgia, and New York are the states with the highest total credit card debt and most credit card debt per person.
  • Vermont is the state with the least total credit card debt, but Iowa has the lowest amount of credit card debt per person.
  • South Dakota and North Dakota have the least total credit card debt and lowest credit card debt per person.
average credit card debt

States with the Most Total Credit Card Debt

StateTotal Credit Card Debt
California$100B
Texas$76B
Florida$60B
New York$53B
Pennsylvania$36B
Illinois$33B
Virginia$30B
New Jersey$28B
Georgia$26B
Michigan$24B
most total credit card debt

States with the Most Credit Card Debt Per Person

StateCredit Card Debt Per Person
Alaska$8,030
New Jersey$7,080
Connecticut$7,080
Virginia$6,970
Maryland$6,950
Texas$6,750
Hawaii$6,670
Georgia$6,570
New York$6,490
Florida$6,460
most credit card debt per person

States with the Least Total Credit Card Debt

StateTotal Credit Card Debt
Vermont$1.4B
South Dakota$1.5B
Wyoming$1.6B
North Dakota$1.7B
Alaska$2.3B
Montana$2.7B
Maine$2.7B
Delaware$2.7B
Rhode Island$2.8B
Hawaii$3B
Least total credit card debt

States with the Least Credit Card Debt Per Person

StateCredit Card Debt Per Person
Iowa$4,770
Wisconsin$4,960
Mississippi$5,130
Kentucky$5,140
West Virginia$5,140
Idaho$5,210
South Dakota$5,240
Indiana$5,250
North Dakota$5,270
Arkansas$5,330
Least credit card debt per person