Top 20 Expense Management Apps for Small Businesses

Business expenses are any costs that are incurred during the ordinary course of business, such as employee payroll, manufacturing costs, material and inventory expenses, business travel, advertising, and office space costs. Any expenditure that you have to make in order to keep your company running is a business expense. It seems pretty obvious that these […]

21 min read

How to Apply for a Personal Loan

A personal loan is a line of credit that is taken out through a lender, which is paid back in pre-agreed upon monthly payments until the loan principal and loan’s interest is paid back in full. However, unlike a more traditional loan (such as a mortgage loan or an auto loan), a personal loan isn’t […]

19 min read

How to Repair Your Credit

Having a good credit score is way more important than some people initially think. If you do not have a strong credit score, you will struggle to be able to get loans for a new vehicle, or a new house, or a personal loan for when an unforeseen emergency might arise. These are the commonly […]

30 min read

Top 30 Payroll Apps and Software for Small Businesses

One of the largest hurdles that many small businesses will face after getting off the ground is being able to quickly and easily pay the company’s employees. From just a few employees to a large workforce, it is necessary that you’re able to ensure their financial security and stability. Choosing a payroll program that works […]

29 min read

A Guide to Restructuring, Refinancing, and Consolidating Your Debt

Whether you can or should restructure your debt or refinance your debt will depend on your unique financial situation, your specific needs, and what options are actually viable for you based on your circumstances (such as your lender(s), how much debt you have, and other factors). Not every debt will be able to be restructured, […]

15 min read

How to Manage Money Effectively

“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.”  Benjamin Franklin The Financial Literacy Problem in America  Despite […]

41 min read