How to Repair Your Credit

A strong credit score unlocks doors: from new homes and cars to job opportunities. Surprisingly, it might even influence cell phone plans or interest rates on loans. Join me as we delve into effective strategies to repair and bolster your credit, ensuring a brighter financial horizon. How to Repair Your Credit Assume you take out […]

28 min read

Bitcoin: Once A Diamond In The Rough, Now A Treasure

Share this graphic on your site! Source: Expensivity By mid-February 2021, Bitcoin hit an all-time high of over $53,000 — To understand where cryptocurrency is today and where it’s headed, an overview of its tumultuous history is in order The Meteoric — And Bumpy — Rise Of Cryptocurrency The Rises & Falls Of Bitcoin 2009: […]

3 min read

Meme War: GameStop, Hedge Funds & The Battle for Wall Street

Share this graphic on your site! Source: Expensivity MemeWar – The  Battle  for  Wall  Street What happened to GameStop stock was arguably wilder and more exciting than some of the video games it sells. GameStop’s  GameStop (GME) stock was trading around $18 in early January 2021 Elon Musk tweets “Gamestonk!” which drew extra attention to […]

4 min read

Top 20 Expense Management Apps for Small Businesses

Business expenses are any costs that are incurred during the ordinary course of business, such as employee payroll, manufacturing costs, material and inventory expenses, business travel, advertising, and office space costs. Any expenditure that you have to make in order to keep your company running is a business expense. It seems pretty obvious that these […]

21 min read

How to Apply for a Personal Loan

A personal loan is a line of credit that is taken out through a lender, which is paid back in pre-agreed upon monthly payments until the loan principal and loan’s interest is paid back in full. However, unlike a more traditional loan (such as a mortgage loan or an auto loan), a personal loan isn’t […]

19 min read

Top 30 Payroll Apps and Software for Small Businesses

One of the largest hurdles that many small businesses will face after getting off the ground is being able to quickly and easily pay the company’s employees. From just a few employees to a large workforce, it is necessary that you’re able to ensure their financial security and stability. Choosing a payroll program that works […]

29 min read

A Guide to Restructuring, Refinancing, and Consolidating Your Debt

Whether you can or should restructure your debt or refinance your debt will depend on your unique financial situation, your specific needs, and what options are actually viable for you based on your circumstances (such as your lender(s), how much debt you have, and other factors). Not every debt will be able to be restructured, […]

15 min read

How to Manage Money Effectively

“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.”  Benjamin Franklin The Financial Literacy Problem in America  Despite […]

41 min read