Tipping in the U.S.: Twelve Things You Need to Know About Gratuities

Tipping is a simple fact of life in the United States. Well, actually, it’s not that simple. There are a lot of rules to tipping. In reality, it can be quite complicated. If you live in America, you are probably already well-accustomed to paying the extra cost that gets tacked onto everything from meals and beverages to rides and haircuts. Read on to learn 12 Things You Might Now Know About Tipping…

10 min read

Read More

Should I Lease Or Buy a New Car?

Whether you should buy or lease a new car depends on a number of factors including your budget, your automotive needs, and the scope of your expected usage. For many, the decision to buy or lease will depend on a combination of factors, particularly what you can afford and what you plan to do with your new car. If you’re still trying to decide on the best way to pay for your new car, read on…

8 min read

Five Ways to Sell Your Stuff Online

So you have vintage clothes, antique furniture, and valuable collectibles taking up space in your home? Now may be a great time to sell a few things. How can you get cash for your stuff right now? Well, thanks to the internet. It has never been easier for private individuals to reach potential buyers. Read on to learn more about the best ways to sell your stuff online. 

6 min read

What to Budget for a New Baby

Having a baby is one of the most expensive things you’ll ever do. The average family can expect to spend between $20,000 and $50,000 on childcare costs in just the first year alone. Read on for a breakdown of these costs and some tips on how you can save money.

11 min read

Ten Ways the Internet Tricks You into Spending Your Money

The tactics that advertisers and merchants use to get your attention are far subtler, more subliminal, and more persistent than those available to the marketing execs of the past. You may not realize it, but the internet tricks you into spending in countless ways. Know what tactics online advertisers and merchants use to get inside your head. Then you can decide exactly how much access you wish to allow them.

11 min read

How to Get Student Discounts

College is expensive, so every little way you can save money is worth a shot. Enter that incredible innovation known as the student discount. There are tons of businesses and retailers out there who want to help. We’ve got your primer on getting student discounts here. We’ll start with a look at the best ways to ensure you maximize your student discount opportunities and we’ll follow with a look at the types of consumer items and establishments where these discounts often apply.

10 min read

Ten Reasons You Should Always Keep Cash On Hand

We do so much of our shopping, bill-paying, and socializing online at this point that most of our payment information is just saved in our computers and smartphones. So what’s the point of keeping cash on hand? Cash affords a type of liquidity that remains pertinent even in times of economic uncertainty and sociological calamity. Read on to find out why this makes cash an essential part of the financial strategy for your household.

9 min read

Ten Ways to Save Money On Your Healthcare Expenses

Americans spend more on healthcare than the citizens of any other nation, and it’s not even close. Not only do we spend more, but the cost continues to go up. Fortunately, there are some strategies you can employ to preempt, lower, or offset your healthcare expenses. With a comprehensive understanding of your coverage and careful decision making, you may be able to reduce your healthcare costs without sacrificing the quality or immediacy of your care.

11 min read

Ten Tips For How to Protect Yourself From Identity Theft

We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.

9 min read

Eleven Tips for Saving on Utilities

and sustained inflationary trends in at least 30 years, the cost of living is going up. You can feel the effects when you buy groceries, when you fill up at the pump, and of course, every month when you pay your gas and electric bills. The U.S. Energy Information Administration (EIA) reports that “natural gas prices trended higher over the last year. The delivered cost of natural gas to electricity generators grew from $3.19/MMBtu in January 2021 to an estimated $5.04/MMBtu in the fourth quarter of 2021.” The price of keeping the lights on and the heat flowing is getting higher and unfortunately, we aren’t likely to see much relief as we descend into the heart of another cold winter. There are, however, steps you can take to lower the impact on your own household. 

8 min read

Eleven Tips for Saving on Groceries

At this point, we probably don’t need to tell you that we’re living through a period of sustained inflation. Your grocery bills already tell you everything you need to know. In December 2021, the Bureau of Labor Statistics (BLS) reported a 6.8% rise in the Consumer Price Index (CPI) over the previous year. Americans are […]

8 min read