American Express vs Discover

Seeking perfect affordability, qualification requirements, and earning opportunities can entangle your mind. Paving through this dilemma made me realize the need to compare and deduce. Hence, I compared American Express vs. Discover and found out which company has better cards. Here are my results for you to look at and find a solution. American Express […]

6 min read

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How to Pay an Amex Credit Card Bill Through UPI

Wondering how to pay Amex credit card bill through UPI? As a credit card expert, I’ve explored this payment solution. This article will guide you through the process of using UPI to settle your American Express credit card bills, offering easy-to-follow steps for a hassle-free transaction. Begin your journey towards efficient credit card management now. […]

5 min read

American Express Green Card vs Gold Card

Opting between two cards that focus on your desired categories can be confusing. The same happened to me last year when I had to choose between two Amex cards. Both focused on the categories I needed. So, I researched the American Express Green card vs. Gold card to determine the better one. I have shared […]

6 min read

American Express vs Capital One

Selecting the best combo of benefits, affordability, and qualifications among credit cards can be confusing. I had the same predicament when I wanted a travel card a while ago. I only knew I wanted one from either Amex or Capital One, but wasn’t sure which company to go with. I investigated American Express vs. Capital […]

6 min read

Best American Express Card for Students [2024 Review]

Between tuition, books, housing, and daily expenses, the costs of college life can quickly spiral out of control without careful planning. I found out that the wrong card choice could actually make quite a difference in my savings over time. I conducted intense research after that to find the best American Express card for students. […]

5 min read

Can You Withdraw Money From an American Express Credit Card?

Can you withdraw money from American Express credit card? This is a common question among cardholders seeking flexibility in managing their finances. As a financial expert, I’ve explored this key feature of American Express services. This article will clarify the cash withdrawal capabilities of American Express credit cards, guiding you in effectively managing your card’s […]

4 min read

How to Make an Amex Card Payment Through NEFT

Wondering how to make Amex card payment through NEFT? Drawing on my expertise in digital banking solutions, I’ve focused on this convenient payment option. This article will guide you through the process of making an Amex card payment via NEFT, offering step-by-step instructions and essential tips to ensure a smooth transaction. How to Make an […]

4 min read

How to Convert Credit Card Payments to EMI with American Express

Wondering how to convert credit card payments to EMI using American Express? As a credit card expert, I’ve examined this useful feature. This article will guide you through the process of converting your credit card payments into EMIs with American Express, providing easy-to-follow steps to enhance your financial planning.   How to Convert Credit Card […]

4 min read

How to Pay With an American Express Credit Card

American Express cards come with perks and protections that other credit cards can’t match, but using them at checkout isn’t always straightforward. Between entering the correct information, checking a merchant’s acceptance policy, and keeping an eye out for extra fees, paying with an AmEx card has its own unique workflow.  Follow this brief guide to […]

5 min read

How to Check American Express Credit Card Application Status

Anticipating instant approval for an Amex card and then ending up having to wait is a nuisance. The same thing happened to me a couple of years ago when I applied. I didn’t get an instant response. I went online and found out how to check American Express’s credit card application status. I’m sharing the […]

5 min read

American Express Platinum Business vs Personal

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. […]

7 min read

How to Check Your American Express Credit Card Balance

Wondering how to check American Express credit card balance? Leveraging my expertise in Amex cards, I’ve focused on simplifying this task for you. This article will guide you through the process of checking your American Express credit card balance, providing clear, step-by-step instructions to help you stay on top of your finances with ease. How […]

5 min read

Bill Negotiation Service: What Is It and Is it Worth It?

Ever feel like your bills are too high? Well sure, but who wants to spend hours on the phone with customer service trying to lower those bills? Bill negotiation services, that's who! Find out if a bill negotiation service could help lower your monthly bills.

12 min read

What Do Americans Spend the Most Money On?

Consumer spending is the fuel running the engine of the American economy. According to Investopedia, consumer spending accounts for a massive 70% of economic activity in the U.S. This means that trends in spending can exert a profound impact on the economic health of the United States as well as American businesses and households. Americans opened their wallet to the tune of $14.5 trillion in purchases in just the first quarter of 2020. And this massive sum was spent at the start of a year which would ultimately be distinguished by a dramatic pandemic-related downturn in spending. But where is all this money going exactly? What do Americans spend the most on? From big ticket items and long-term saving goals to daily living expenses and recreational experiences, where do Americans put their money? And how have these habits been impacted by the pandemic?

11 min read

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How to Pay Off Credit Card Debt

Credit card debt can drag you down financially. The bigger your debt, the more money you’ll waste on interest payments. Not only that, but your higher debt credit utilization ratio will negatively impact your credit score, which can make the cost of borrowing higher when it comes time to lease a car, purchase a home or take out a small business loan. Fortunately, there are a few strategies for reducing your credit card debt burden.

5 min read

How Do Credit Card Companies Make Money?

Credit card companies make money by charging interest on account balances and by levying an array of fees on both cardholders and merchants. These fees may apply to a variety of transactions, though these conditions can vary widely from one credit card offer to the next. But how do these sources of revenue translate into the enormous profits enjoyed by the major credit card networks and card issuers? Read on to find out exactly how credit card companies make money and how you can keep more of your money in your pocket.

7 min read

Ten Ways Families Can Save Money with Credit Cards

Using a credit card for everyday purchases, travel expenses, or big-ticket items can be a convenient way to stretch your family’s budget, build your credit history, and expand your household purchasing power. But did you know that credit cards also offer plenty of great ways for families to save money? Read on for a look at these 10 ways that families can save money by using credit cards.

5 min read