While we recognize the importance of saving, far too many Americans either don’t prioritize saving or simply lack the financial flexibility to create and keep a sufficient savings strategy. Read on for a look at the reasons that so many Americans struggle to save.
9 min read
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The cost of child care remains problematically high for many Americans. The Center for American Progress (CAP) notes that the cost of child care may actually match the cost of college in many U.S. states. This suggests that even the average middle-class family may feel added financial pressure to make ends meet because of this cost. If you’re beginning to think about child care, or you’re already paying for it and you’d like to pay less, read on.
7 min read
After a long and dreary winter, baseball season is finally underway—just in time for the news that inflation has hit a 40-year high. The salaries of our favorite baseball players are subject to their own sort of inflation. This particular inflation rate towers over the Consumer Price Index (CPI) typically used to quantify inflation. [To […]
15 min read
So obviously, in addition to determining where to attend college, many students and families are grappling with the question of how they’ll pay for this enormous expense. Whether you’re a parent with a young child and you’re looking ahead to the not-too-distant future, or you’re a high-school student staring down the barrel of an application deadline, you could use some sound advice on how to finance this important stage in the educational process. So how can you pay for college? What resources are available to help you afford a college degree? And how do you get started? Read on and find out how you can pay your way to and through a great college education.
9 min read
The internet is a vast sea of savings and discounts. But how can you take advantage of these opportunities to save? Check out our 10 Tips for Saving Money Online...
8 min read
So you have vintage clothes, antique furniture, and valuable collectibles taking up space in your home? Now may be a great time to sell a few things. How can you get cash for your stuff right now? Well, thanks to the internet. It has never been easier for private individuals to reach potential buyers. Read on to learn more about the best ways to sell your stuff online.
6 min read
Having a baby is one of the most expensive things you’ll ever do. The average family can expect to spend between $20,000 and $50,000 on childcare costs in just the first year alone. Read on for a breakdown of these costs and some tips on how you can save money.
11 min read
The home warranty is a popular option among home sellers and buyers. A service contract agreement designed to cover some of the routine maintenance and repair costs of home ownership, the home warranty sounds like a great idea—a prepaid source of protection against the inevitable appliance failures and plumbing mishaps that happen when you own a home. But is a home warranty worth it? Do you actually get your money’s worth out of this arrangement? And how does it really work? Read on and find out if a home warranty is right for you.
10 min read
The tactics that advertisers and merchants use to get your attention are far subtler, more subliminal, and more persistent than those available to the marketing execs of the past. You may not realize it, but the internet tricks you into spending in countless ways. Know what tactics online advertisers and merchants use to get inside your head. Then you can decide exactly how much access you wish to allow them.
11 min read
From gathering all of your documents in one place and calculating your expenses to navigating changes in the tax code and managing the inherently obfuscating tangle of forms, schedules, and ledgers required by the IRS, filing your taxes can be challenging. But in the end, your goal is always the same—to reduce the amount that you are legally obligated to pay to your federal and state governments. Fortunately there are countless opportunities within the confines of these rules to reduce your tax burden, but it’s up to you to recognize and seize these opportunities.
10 min read
Whether you’re preparing to owe the government a few bucks, you’re anticipating a nice return, or you're ultimately expecting a neutral outcome, the fact of the matter is that taxes are rarely fun. They can be complicated and confusing and a little stressful. From gathering your documents and calculating your expenses to navigating the tangled web of rules, regulations, liabilities, credits, deductions, and penalties, there’s a lot to figure out. That's why we’ve scoured the web in search of online tax preparation services that can help ease the process of filing for you this year.
12 min read
We do so much of our shopping, bill-paying, and socializing online at this point that most of our payment information is just saved in our computers and smartphones. So what’s the point of keeping cash on hand? Cash affords a type of liquidity that remains pertinent even in times of economic uncertainty and sociological calamity. Read on to find out why this makes cash an essential part of the financial strategy for your household.
9 min read
Americans spend more on healthcare than the citizens of any other nation, and it’s not even close. Not only do we spend more, but the cost continues to go up. Fortunately, there are some strategies you can employ to preempt, lower, or offset your healthcare expenses. With a comprehensive understanding of your coverage and careful decision making, you may be able to reduce your healthcare costs without sacrificing the quality or immediacy of your care.
11 min read
The cost of college is high, and so is the collective student loan debt shared by Americans. And for many college graduates, these economic challenges are magnified by the fact that loan repayment begins immediately upon graduation. In many cases, even those who are fortunate enough to secure a job right out of school will be settling for a fairly modest entry-level pay. So how can you reconcile the demand to earn a living and repay your loans with the fact that you’re entering the job market without experience? Otherwise, read on for a look at these 10 College Degrees that can lead to above average earnings right away.
12 min read
and sustained inflationary trends in at least 30 years, the cost of living is going up. You can feel the effects when you buy groceries, when you fill up at the pump, and of course, every month when you pay your gas and electric bills. The U.S. Energy Information Administration (EIA) reports that “natural gas prices trended higher over the last year. The delivered cost of natural gas to electricity generators grew from $3.19/MMBtu in January 2021 to an estimated $5.04/MMBtu in the fourth quarter of 2021.” The price of keeping the lights on and the heat flowing is getting higher and unfortunately, we aren’t likely to see much relief as we descend into the heart of another cold winter. There are, however, steps you can take to lower the impact on your own household.
8 min read
This article is the first in a three-part series explaining why the economic inflation we are experiencing was all-too-predictable, and outlining the things that ordinary citizens can do by way of self-protection to hedge against it and enhance their finances. The first topic of discussion will be government mismanagement of the money supply and the […]
57 min read
More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it.
8 min read
