What Not to Buy at the Discount Stores

Discount and dollar stores are a great way to save money…for certain items. Buying the wrong items at a discount, on the other hand, can be a waste of money. Here are ten things you should never buy at the discount store.

15 min read

The Risks of Opening a Restaurant–Is It Worth It?

The restaurant industry is notoriously fickle and unforgiving. If you are an aspiring restaurant owner, it’s important that you fully understand exactly what you’re getting yourself into. The restaurant business is plagued by unique challenges including low profit margins, high turnover, and a broader industry that continues to face post-pandemic challenges including labor shortages, wildly […]

14 min read

OP-ED

Book Review: Nation of Victims, by Vivek Ramaswamy

Book Review: Nation of Victims: Identity Politics, the Death of Merit, and the Path Back to Excellence, by Vivek Ramaswamy. New York: Center Street/Hachette Book Group, 2022. 275 pp. $29.00. Nation of Victims is a strange book. By turns heartwarming anecdote, personal confession, history lesson, economics treatise, policy position paper, potted history of the highlights […]

18 min read

Read More

RFK Jr. on Crypto and CBDC

Who is RFK Jr.? Robert Francis Kennedy Jr. (b. 1954) is the nephew of President John F. Kennedy and the son of Robert F. Kennedy Sr. His uncle was assassinated in 1963. His father was assassinated in 1968 while running for US president. RFK Jr. was 14 at the time.. RFK Jr studied law at […]

7 min read

Why I Am Not a Liberal, Or How I Changed My Mind, Twice

I was raised in a politically conservative family in Texas, back in the 1950s. My first experience with electoral politics occurred at the age of 12, when my grandparents took me to hear a stump speech by Arizona Republican Senator Barry Goldwater during his 1964 run for the Presidency against the Democratic incumbent, Lyndon B. […]

16 min read

Titans of Industry, Old and New

We all reflect the times in which we live—even the most influential and powerful among us. It is just that most lives whisper in 8-point type, in keeping with a modest place in the scheme of things, while the makers of history shout in 72-point size. For this reason, the study of “parallel lives” from […]

6 min read

BANKING

Should I Get a Debt Consolidation Loan?

A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.

8 min read

Read More

Why Choose a Credit Union Over a National Bank?

Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.

8 min read

Ten Email Phishing Scam Warning Signs

Here, we take a closer look at one of the most commonly employed strategies for perpetrating identity theft–phishing, which refers to efforts by bad actors to trick you into sharing personal information or downloading harmful malware that might ultimately be used to access your accounts, review your sensitive information, and open new credit cards and spending accounts in your name. While phishing scams have grown more sophisticated, below are the major red flags that should tip you off.

8 min read

Ten Tips For How to Protect Yourself From Identity Theft

We have an amazing amount of technology, information and convenience right at our fingertips. Of course, so do hackers, identity thieves, and credit scammers. Just as it’s never been easier to work, shop, and socialize online, it’s never been easier for bad actors to use these activities against you. Identity theft is a real danger, and it’s more commonplace than you know. Read on for tips on how to protect yourself against identity theft while making transactions through traditional methods of commerce.

9 min read

Five Ways We’re Still Feeling the Effects of the Great Recession Today

The Great Recession was a financial crisis that gripped the world in late 2007 and held tight until roughly the summer of 2009. While this period of economic stagnation and decline was a global phenomenon, its impact was especially concentrated in the United States. Over a period of 18 months, one in every five American workers was laid off. This was a catastrophic period in the lives of many Americans. For the nation as a whole this period qualified as the worst economic meltdown since the Great Depression some 80 years prior. As we face down a growing threat of inflation, Congressional grappling over infrastructural needs, and a political landscape that is both sharply divided and marked by a far-reaching sense of economic discontent, this feels like a uniquely appropriate time to reflect on the Great Recession.

11 min read

BUSINESS

The Risks of Opening a Restaurant–Is It Worth It?

The restaurant industry is notoriously fickle and unforgiving. If you are an aspiring restaurant owner, it’s important that you fully understand exactly what you’re getting yourself into. The restaurant business is plagued by unique challenges including low profit margins, high turnover, and a broader industry that continues to face post-pandemic challenges including labor shortages, wildly […]

14 min read

INVESTING

How to Start Investing In Stocks with a Small Budget

So you want to start investing in stocks but you don’t have a lot of seed money? Don’t be intimidated. It’s not as expensive as you think to get into the stock market. It’s entirely possible to begin investing in stocks without a fortune in your back pocket. If you’re looking to jump in with a few dollars and learn the ropes, what follows is a step-by-step quick-start guide. Read on and check out these ten steps for getting into the stock market with a small budget.

11 min read

How To Start Planning For Retirement

Wondering whether now is the right time to start planning for retirement? The answer is yes. It doesn’t matter who you are, how much money you make, or where you are in your career. It’s never too early to start thinking about your future. If you take the right steps now to prepare for retirement, you have a much better chance of leading the life you envision once you close the book on your career. Check out these tips and begin your retirement planning today.

7 min read

Ten Tips for Early Retirement

More than ever before, Americans are contemplating the idea of early retirement. But it isn’t easy, and it could take some seriously frugal living and meticulous planning to earn yourself a post-professional lifestyle sooner than later. But it can be done. Read on for a look at the strategies that could help deliver you to that sandy shore, scenic overlook, or late morning wake up while you’re young enough to really enjoy it. 

8 min read

MONEY

What Do Americans Spend the Most On?

Life in America is expensive. Between housing, transportation, and healthcare, we’re spending a fortune just to get by every day. So where is that money going? We identity the most expensive things that most Americans are paying for.

9 min read

Bill Negotiation Service: What Is It and Is it Worth It?

Ever feel like your bills are too high? Well sure, but who wants to spend hours on the phone with customer service trying to lower those bills? Bill negotiation services, that’s who! Find out if a bill negotiation service could help lower your monthly bills.

13 min read

TOOLS

Best Cryptocurrency Trading Platforms

10 Best Cryptocurrency Trading Platforms

The best cryptocurrency trading platforms support investors as they get started with this revolutionary new wealth building strategy. Naturally, each one of these exchanges offer different levels of service and customer support, setting themselves apart from each other with varying degrees of security on each transaction, with all sorts of user experiences.  And there’s no […]

10 min read

A Complete Guide to Life Insurance

Life insurance can be one of the most important assets in a portfolio. There are many nuances and types of life insurance that can be beneficial depending on the insured. Having a life insurance guide can help with the terminology, different kinds of life insurance available, and what to expect. This life insurance buyer’s guide […]

11 min read

100 Online Finance Tools To Manage Your Money & Investments

In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]

5 min read

Credit Cards

9 Unique Credit Card Rewards Programs

Frequent flyer miles and gas discounts are cool and all, but these credit card rewards are fairly run of the mill. But what about fancy airport lounges, free coffees, and complimentary bike rentals every where you go? All of these rewards exist with the right credit card offer. Learn more about some of the coolest credit card reward on the market.

9 min read

Read More

How Does Medical Debt Impact My Credit Scores?

Big medical bills and outstanding healthcare debts damage your credit. But there are a few extra protections in place for consumers when it comes to medical bills. So how can your healthcare costs impact your credit scores, and what can you do to prevent this damage? Read on to find out.

12 min read

Why Did My Credit Score Go Down?

Have you noticed a recent drop in your credit score? It could be caused by a number of different factors, but you’ll have to dive a little deeper into your own credit to find out what’s going on. Read on and we’ll tell you exactly what to look for!

12 min read

How To Improve Your Credit Score

Your credit score is kind of like a stamp of approval from the financial powers that be. It tells lenders that you’re capable of repaying your loans on time. So what can you do if your credit score is sending all the wrong signals? Read on for 10 steps you can take to raise your credit score!

13 min read